Impulse spending can be a very expensive problem, but it’s also become the norm for many consumers. You can either constantly tell yourself you need to think before you spend, or you can put these things in place to force your hand just a little bit. Make Spending Inconvenient Track the way you spend for […]
It’s never easy keeping all your balls in the air. Running a side hustle alongside your full-time job isn’t an easy option, but it is a popular one. More and more of us are developing side hustles, both because we need extra income streams and because technology is making it easy to do so. If […]
I bought my first house just before my 24th birthday, almost five years ago. Looking back I remember it being a chaotic time in my life. I was usually working long hours, and quite a bit out of town, so trying to arrange everything was tough. I had my downpayment saved up, money set aside […]
After the gluttony of the holidays, it’s no surprise that the word “cleanse” is floating around everywhere. While my opinions on food cleanses are fodder for a different post, I’m more apt to try a spending cleanse after the spend-y days of December. You don’t have to go cold turkey Going on a spending cleanse doesn’t […]
Many monthly budgets look something like this: Rent – $X Utilities – $X Insurance – $X Transportation – $X Food – $X Debt repayment – $X Savings – $X The amount left over is often nothing, and that seems to make sense, especially when you’re trying to repay debt and/or build up savings. It’s easy […]
We all learn our money habits from someone. Having a role model early in life–someone who knows how to take care of their money but doesn’t let the practice consume them–can make the difference between a lifetime of great money habits and a long series of financial mishaps. I was lucky. My money hero was […]
I don’t think this is something that’s thought of too much. But when we choose professionals to work with, their connections can add so much value to us. Being aware of their network and what services they provide, can make our lives a lot easier. When someone you trust seems to have a guy for […]
It sometimes seems like savers can’t get a break these days, at least not at their local brick and mortar bank. Interest rates have been low for quite some time. And while that might be great news if you’re in the market for a loan, it’s not so great news if you’re looking to squirrel […]
Homesharing is when two unrelated people come together for the purposes of sharing a living accommodation, such as a home or an apartment. Now you may think this sounds like a typical roommate situation, but there’s actually more to homesharing than that. Homesharing is a term used by a movement started by Maggie Kuhn, an […]