Andrew Trammell, MSFP, CFP®, RICP®, EA
Retirement and tax planning for FRS members, educators, and pre/post-retirees
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Retirement and tax planning for FRS members, educators, and pre/post-retirees
Areas of Focus
- ACA Premium Tax Credit Planning
- Biblical Finance
- Capital Gains
- Cash Flow
- Faith-Based Investing
- Financial Planning
- Investing
- Investment Management
- Legacy Planning
- Medicare / IRMAA Planning
- Retirement Income Planning
- Retirement Planning
- Risk Management
- Roth Conversion Strategies
- Social Security Optimization
- Tax-Aware Retirement Income Coordination
- Tax-Efficient Planning
- Tax-Smart Accumulation Planning
- Tax-Smart Distribution Planning
- Taxes
- Withdrawal Sequencing
About Andrew Trammell, MSFP, CFP®, RICP®, EA
Hi, I'm Andrew Trammell, founder of Trammell Wealth.Before I became a financial planner, I worked for the City of Boca Raton, first as a 911 dispatcher and later in the Building Permits Department. Those years gave me a deep respect for public service and a firsthand look at the pension and retirement decisions government employees face.
Today I help Florida Retirement System members, teachers and school employees, local government workers, healthcare professionals, and families approaching retirement answer the big questions. When can I retire? Should I choose the FRS Pension Plan or the Investment Plan, and how does DROP fit? When should I claim Social Security? How do I turn my savings into income without paying more tax than I need to?
I am both a CERTIFIED FINANCIAL PLANNER™ professional and an Enrolled Agent, which means I am authorized to represent taxpayers before the IRS. Because I also prepare tax returns, I look at every recommendation through two lenses: what it does for your plan, and what it does to your taxes this year and throughout retirement. I also hold the Retirement Income Certified Professional® designation and earned my Master's degree in Personal Financial Planning from Kansas State University.
I believe good planning is personal, practical, and rooted in wise stewardship. My job is to listen first, explain your options in plain language, and make your next steps clear.
I have been a guest lecturer at Florida Atlantic University and enjoy teaching people about money in a way that feels approachable. I live in the Village of Wellington with my wife, Fabiola, a Registered Nurse, and our two children, Alexander and Leah. When I am not working, you will find me with my family, at church, out running, or volunteering in our community.
Professional Designations
- CERTIFIED FINANCIAL PLANNER ®
- Enrolled Agent (EA)
- Master of Science in Financial Planning (MSFP)
- Retirement Income Certified Professional (RICP)
Affiliations
-
National Association of Enrolled Agents (NAEA)
- National Association of Personal Financial Advisors
- XY Planning Network
- National Association of Personal Financial Advisors
Primary Location
Wellington, Florida 33414
Meeting Options
- Video Conference
- In-Person
- Phone
Compensation Methods
- Fee Only
- Flat Fee
- Hourly Rate
- One-time Financial Plan
- Package Offers
- Percentage of Assets Managed
- Subscription
What to expect in the first meeting
Click the 'Book Intro Call' button above to schedule a free introductory conversation. This is a quick, no-pressure phone call with Andrew Trammell to see if we’re a good fit. We’ll talk goals, timelines, and how my Plan • Protect • Prosper process works. No prep or documents needed. I’ll call you directly at the number you provide. I look forward to speaking with you.Offers Investment Management
Yes
Offers Tax Preparation
Yes
About Trammell Wealth
Trammell Wealth is an independent, fee-only financial planning and investment advisory firm based in Wellington, Florida. We serve clients across Florida and in other states where permitted, meeting by phone, by video, or in person locally.How we work. Our Plan, Protect, Prosper process brings your investments, retirement income, taxes, and long-term goals into one coordinated plan. We plan by building a strategy around your goals. We protect by acting as a fiduciary at all times, with transparent fees and no commissions. We help you prosper with ongoing support and clear communication as life changes.
Who we serve. We work most often with Florida Retirement System members and other public employees, educators, healthcare professionals, and pre-retirees and retirees who want their investments, income, and taxes working together. There are no investment minimums for our planning services.
What we offer. Comprehensive ongoing financial planning, investment management with client accounts held at Charles Schwab, tax preparation and tax planning, and one-time projects such as a retirement readiness review, Social Security analysis, or Roth conversion analysis for people who want a second opinion without an ongoing commitment.
Trammell Wealth LLC is a registered investment adviser offering advisory services in the State of Florida and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.
Education
Kansas State University, Master’s Degree, Personal Financial Planning | Florida Atlantic University, Bachelor's Degree, Accounting and Finance | Palm Beach State College, Associate's Degree, Finance, General
Hobbies and Interests
- Beach
- Camping
- Church
- Computer
- Cooking
- Exercising
- Family
- Foodie
- Movies
- Writing
SEC Lookup
View DisclosureWho We Serve
- Business Owners
- Christians
- DIY Investors
- Educators
- Entrepreneurs
- Families
- Federal Law Enforcement
- Gen X
- Gen Y / Millennials
- Government Employees
- Healthcare Professionals
- Individuals
- Investors
- Living in Retirement
- Military
- Nurses
- Pharmacists
- Physician Assistants
- Physicians
- Pre-Retirees
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