Cait Howerton, MBA, CFP®

Inclusive and heart-centered financial advice as a Certified Financial Planner™

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Archer Investment Management Cait Howerton, MBA, CFP® She/Her
Atlanta, GA

Serving Clients Nationwide

Inclusive and heart-centered financial advice as a Certified Financial Planner™

Rated 5 out of 5
1 Certified Advisor Reviews™
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Areas of Focus

  • Buying a House
  • Education Needs and Funding Analysis
  • Employee Benefits
  • Fertility Challenges
  • Financial Life Planning
  • Having a Baby
  • Investment Management
  • LGBTQ Couples
  • Loss of Spouse or Partner
  • Public Service Loan Forgiveness (PSLF) Advising
  • Retirement Planning
  • Socially Responsible Investing
  • Student Loan Advising
  • Women & Wealth

About Me

Hi, I'm Cait Howerton, a CERTIFIED FINANCIAL PLANNER™ (CFP®) Professional for Archer Investment Management. I believe that all people should have access to objective and conflict-free financial advice.

In 2019, I was named a Financial Planning Association Diversity Scholar and received the 2050 Trail Blazers Scholarship for my commitment to diversity within the financial planning field.

I'm a former member of the FPA of Georgia Diversity Committee and former host of the FPA PridePlanners Knowledge Circle. I'm a current member of The CFP Board Women’s Initiative Council. I also provide pro bono financial coaching within my community. I'm an LGBTQ+, Financial, and Social Advocate, frequent podcast guest, and Student Loan Expert.

I'm originally from Hot Springs, Arkansas, but now reside in the Greater Atlanta area with my wife, golden retriever, and two cats. In my free time, I enjoy hikes, gardens, and spending time with family and friends.

Professional Designations



  • CFP Board
  • Financial Planning Association
  • Financial Therapy Association

Primary Location

Atlanta, Georgia

Meeting Options

  • Video Conference
  • In-Person
  • Phone

Compensation Methods

  • Fee Only
  • Percentage of Assets Managed

What to expect in the first meeting

Click the 'Book Intro Call' button above to get started. We start with a complimentary 15 minute web meeting —giving us a chance to get to know each other, your ideas for the future, and how we can work together. There is no cost or obligation. You will know exactly how we can help you before you pay us a single penny. If we are not a good fit for each other, we will recommend an alternative for you.

Offers Investment Management


About our Firm


Investment Management | Retirement Planning | Social Security Maximization | College Savings and Selection | Financial Risk Assessment | Employee Benefits Review | Detailed Executive Compensation Planning (Options, etc.) | Life Insurance | Disability Insurance | Long-Term Care Insurance | Student Loan Pay-Off |


📍We only take on a limited number of clients. This means you’ll always get remarkable service and extremely personalized recommendations for your finances.

📍We are a 100% fully digital firm. We operate paper-free and we pay thousands of dollars per year to use industry-leading technology. The world-class technology we use helps us minimize your taxes, trade costs, and maintain your custom Riskalyze (™) risk target.

📍We are a fiduciary. Fiduciary is a fancy word that has a simple (and important!) meaning... we don’t get paid to steer you into buying overpriced investment products you don’t want or need.

We do our best work with professionals who have accumulated investment and retirement assets of $1,000,000 or more. These assets can be in a brokerage, IRA, 401(k), 403(b), options accounts, and more.

For folks with a household income of $250,000 or more, we are exploring adding a flat-fee annual subscription option with a minimum annual fee of $5,000. If this is something that would fit your billing preferences, please let us know.

We charge a small percentage of the assets we manage for you. The fee varies depending on the size of your portfolio. Typically these range from .5% - 1%.


University of New Orleans, Master of Business Administration (MBA), Human Resources Management and Services | Arkansas Tech University, Bachelors of Science, Business Administration; Management and Marketing

Hobbies and Interests

  • Animals
  • Entertaining
  • Family
  • Gardening
  • Grilling
  • Hiking
  • Woodworking

Who We Serve

  • Baby Boomers
  • College Graduates
  • Corporate Executives
  • Couples
  • Divorce
  • Dual Income Family
  • Educators
  • Gen X
  • Gen Y / Millennials
  • Gen Z
  • Immigrants
  • Intergenerational Families
  • LGBTQ Couples
  • Newly Engaged / Newlywed
  • Parents
  • Remote Workers
  • Single Women
  • Travel Lovers
  • Women in Transition
  • Women Professionals
  • Women’s Finance
  • Young Families

To make Wealthtender free for readers, we earn a nominal monthly fee from financial advisors and firms in exchange for providing access to the benefits described here (including being featured on this profile page), subject to these terms. This compensation creates a natural conflict of interest when we favor their promotion over others. Wealthtender is not a client of these advisors or firms. Testimonials may not be representative of other clients’ experiences and do not guarantee future performance or success.

Write a Review

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5 Stars

✅ Wealthtender Certified Advisor Review™
Rated 5 out of 5
January 10, 2018

I’ve worked with Richard for years and found him to be a caring and knowledgable expert. Since his firm is independent, he is unbiased and only recommends what is in the client’s best interest. Highly recommended for getting your retirement plan on track so you can focus on other things and he is an expert in college planning and financial aid. Great firm!

◼ Relationship to Financial Advisor:This reviewer has never been a client.
◼ Compensation:This reviewer received no compensation for this review.
◼ Conflicts of Interest:There are no material conflicts of interest.
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Claire Akin