Vrishin Subramaniam

Fee-Only Financial Planning for the Globetrotting Indian Millenials and Gen Z

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CapitalWe Vrishin Subramaniam He/ Him
Arlington, Virginia

Serving Clients Nationwide

Fee-Only Financial Planning for the Globetrotting Indian Millenials and Gen Z

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Areas of Focus

  • Budgeting
  • Buying a House
  • Credit Cards
  • Employee Benefits
  • Employee Stock Options
  • Equity Compensation Options
  • International and Cross-border Planning
  • Investing
  • Investment Management
  • Money Psychology
  • Retiring Early (F.I.R.E)
  • Saving
  • Socially Responsible Investing
  • Travel

About Me

Hi, I'm Vrishin Subramaniam (he/him), IAR, CFP® candidate, and Founder of CapitalWe.

Originally born and raised in New Delhi, India, I came to the USA when I was 17 to attend college at the University of Illinois at Urbana-Champaign. A little over a decade later, I have worked as a technology consultant, lived in 7 cities, married my lovely wife Sharanya, and picked up a liking (plus a license!) for Scuba diving.

We have been calling the DC area (Arlington, VA) home for just under a year, although we do spend a considerable time in sunny California! I want to make financial planning more accessible to people our age (Especially people on an H1b or GC) while eschewing the suit and tie!


  • Fee Only Network
  • Financial Planning Association
  • National Association of Personal Financial Advisors
  • XY Planning Network

Primary Location

Crystal City

Meeting Options

  • Video Conference
  • In-Person
  • Phone

Compensation Methods

  • Advice-Only
  • Fee Only
  • Hourly Rate
  • Other
  • Pro Bono
  • Subscription

What to expect in the first meeting

Click the 'Book Intro Call' button above to schedule a free meeting to Get to Know Each Other. This is a casual meeting for us to get to know each other and see if we're a good fit to build a working relationship together. I look forward to speaking with you!

Offers Investment Management


About our Firm

Why I Started CapitalWe

In 2014, I graduated college without a job offer lined up, so I moved to the Bay Area in search of a job. Desperate after a couple months of non-stop job searching, I took the first offer I got, which paid a low salary (by Bay Area standards). I found it challenging to cover bills and rent even while being paid a “coveted” bay area tech salary. In order to make ends meet, I quickly became obsessed with optimizing each dollar and eventually with the FIRE movement (Financial Independence / Retire Early). After speaking with friends, family and colleagues who were all struggling with similar challenges, I realized this is a universal problem.

Having learnt about investing, I wanted to find a good advisor who would be able to round out my spreadsheets and was willing to work with young professionals, but found the advisors either had high minimums or were trying to sign me up for sub-par financial products to earn their commissions. I started CapitalWe to relieve financial stress for all young professionals as they transition between various stages of life: school, marriage, home-buying and all other firsts!


University of Illinois at Urbana-Champaign


  • English

Hobbies and Interests

  • Beach
  • Board Games
  • Movies
  • Reading

Who We Serve

  • Business Owners
  • College Graduates
  • College Students
  • Couples
  • Dual Income Family
  • Expats
  • Financial Independence Retire Early (FIRE)
  • Foreign-Born Individuals
  • Gen Y / Millennials
  • Gen Z
  • Immigrants
  • Intergenerational Families
  • Newly Engaged / Newlywed
  • Technology Professionals
  • Young Families

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