Doug Oosterhart, CFP®
A collaborative financial advisor for retirees and those near retirement
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Serving Clients Nationwide
A collaborative financial advisor for retirees and those near retirement
Areas of Focus
- Estate Planning
- Insurance
- Investing
- Investment Management
- Money Psychology
- Retirement Planning
- Taxes
About Doug Oosterhart, CFP®
Hi, I'm Doug Oosterhart. For more than a decade, I've had the privilege to work with a variety of clients, ranging from millennials just starting their careers to multi-generational nine-figure business owners and families. Having thousands of client meetings has shown me that financial planning is complex, but the process doesn't have to be intimidating or overwhelming.Due to my wife's career (and her being a rockstar at what she does), we have moved multiple times throughout the United States over the past few years. Although my firm is headquartered in Michigan, I split my physical time between Greater Chicago, IL, and Michigan's lower peninsula.
I began working in financial services in early 2013 as an insurance agent while getting my degree in Finance from Michigan State University. I then developed a passion for financial planning, but felt a disconnect that left the client questioning a couple of things: How does this advisor get paid? Is this advisor obligated to work in my best interest (fiduciary)? With those questions in mind, I started researching business models and concluded that to best serve clients, starting an independent Registered Investment Adviser was the best option.
I am dedicated to serving clients to and through their biggest decisions while aligning money with life to make work optional.
Core Philosophies:
✅ Control the controllables - we cannot control the stock market day-to-day. We can control things like keeping fees low, being smart with taxes, saving in the correct areas/accounts, and making informed financial decisions.
✅ Simplicity is the ultimate sophistication - there is no reason for a client to be confused by what their advisor is doing/helping them with. We need to make sure you understand your plan and why we are doing what we are doing.
✅ Life is too short to be unhappy - let's work toward the most fulfilling life (whatever that may be for you). The ultimate freedom is the ability to do whatever you want, whenever you want, with whomever you want.
✅ Be direct with communication - be confident and firm with recommendations and tell the client what they *need* to hear, not what they *want to hear*. Otherwise, why should they hire you?
Professional Designations
- Certificate in Blockchain and Digital Assets
- Certification in Long-Term Care (CLTC)
- CERTIFIED FINANCIAL PLANNER ®
Affiliations
- Digital Assets Council of Financial Professionals
Primary Location
1821 Walden Office Square, Suite 400, Schaumburg, Illinois, 60173
Additional Locations
📍 41000 Woodward Ave Ste 350 E, Bloomfield Hills, MI 48304
Video
Meeting Options
- Video Conference
- Phone
Compensation Methods
- Flat Fee
- Percentage of Assets Managed
What to expect in the first meeting
Click the 'Book Intro Call' button above to schedule a free 15-minute get to know each other" phone call. A short phone call will give us both a chance to make sure your situation matches our expertise. The call will accomplish the goal of whether or not it makes sense to continue the conversation.Offers Investment Management
Yes
About LifePoint Planning
LifePoint Planning is a comprehensive financial planning firm serving clients across the United States virtually. We specialize in retirement planning and investment management for professionals who are currently retired or want to know if they have the capability to retire someday. The clients we serve benefit from not only having access to a robust technology suite but also getting a very personalized financial plan and investment strategy to help them achieve their goals. LifePoint was launched with a mission to provide a modern approach and a fresh perspective on what we believe to be an outdated industry.We start with clarifying our clients' goals to construct a plan. A solid financial plan comes before any type of investment strategy as we believe that the portfolio is only the funding medium FOR the plan that achieves our clients' goals.
One of the first items to clarify is your specific retirement "style". Do you prefer more guarantees in your income or are you more trusting of the market to produce adequate income? It's important to make sure we develop the best strategy for *you* and *your* retirement. It's important to stay strategy agnostic and not think in absolutes when developing your income plan.
Our process helps our clients avoid big mistakes that are common among all investors. We constantly coach our clients on proper investor behavior to build a plan that remains successful through all market conditions.
We are committed to helping clients all over the country using a robust technology suite and artificial intelligence to stay efficient.
Education
Michigan State University - Eli Broad College of Business, BA, Finance
Hobbies and Interests
- Cooking
- Exercising
- Family
- Golf
- Grilling
- Pickleball
- Traveling
SEC Lookup
View DisclosureWho We Serve
- Baby Boomers
- Corporate Executives
- Couples
- Dual Income Family
- Gen X
- Intergenerational Families
- Living in Retirement
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Trust
Very lucky to have worked with Doug!
Extremely Pleased
Fantastic communicator, personable and knowledgeable
Outstanding Advisor and Partner
Excellent Experience & Straightforward Guidance
Great Customer Service
Gold Standard
Terrific advisor
Empathy with Win/Win End goal
Integrity - Purpose - Abundance
Trust, Integrity and Performance Driven Results
Knowledgeable and Available
The best of the best in a 'crazy' industry
Knowledgeable, Collaborative, Genuine and Friendly Financial Advisor who Always has Your Best Interest in Mind
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