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Doug Oosterhart, CFP®

A collaborative financial advisor for retirees and those near retirement

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LifePoint Planning Doug Oosterhart, CFP®
Bloomfield Hills, Michigan

Serving Clients Nationwide

A collaborative financial advisor for retirees and those near retirement

Areas of Focus

  • Estate Planning
  • Insurance
  • Investment Management
  • Living in Retirement
  • Money Psychology

About Me

Hi, I'm Doug Oosterhart. Over the better part of a decade, I've had the privilege to work with a variety of clients, ranging from millennials just starting their careers to multi-generational nine-figure business owners and families. Having thousands of client meetings has shown me that financial planning is complex, but the process doesn't have to be intimidating or overwhelming.

Due to my wife's career (and her being a rockstar at what she does), we have moved multiple times throughout the United States over the past few years. Although my firm in headquartered in Michigan, I split my physical time between the Greater St. Louis, MO area, Greater Chicago, IL, and the lower peninsula of Michigan.

I began working in financial services in early 2013 as an insurance agent while getting my degree in Finance from Michigan State University. I then developed a passion for financial planning, but felt that there was a disconnect that left the client questioning a couple of things: How does this advisor get paid? Is this advisor obligated to work in my best interest (fiduciary)? With those questions in mind, I started researching business models and concluded that to best serve my clients, starting an independent Registered Investment Adviser was the best option.

I am dedicated to serving clients to and through their biggest decisions while aligning money with life to make work optional.​

Core Philosophies:

✅ Control the controllables - we cannot control the stock market day-to-day. We can control things like keeping fees low, being smart with taxes, saving in the correct areas/accounts, and making informed financial decisions.

✅ Simplicity is the ultimate sophistication - there is no reason for a client to be confused by what their advisor is doing/helping them with. We need to make sure you understand your plan and why we are doing what we are doing.

✅ Life is too short to be unhappy - let's work toward the most fulfilling life (whatever that may be for you). The ultimate freedom is the ability to do whatever you want, whenever you want, with whomever you want.

✅ Be direct with communication - be confident and firm with recommendations and tell the client what they *need* to hear, not what they *want to hear*. Otherwise, why should they hire you?

Professional Designations

  • Certificate in Blockchain and Digital Assets
  • Certification in Long-Term Care (CLTC)
  • CERTIFIED FINANCIAL PLANNER™ Professional

Affiliations

  • Digital Assets Council of Financial Professionals

Primary Location

Bloomfield Hills, Michigan, 48304

Meeting Options

  • Video Conference
  • Phone

Compensation Methods

  • Flat Fee
  • Percentage of Assets Managed
  • Subscription

What to expect in the first meeting

Click the 'Book Intro Call' button above to schedule a free 15-minute get to know each other" phone call. A short phone call will give us both a chance to make sure your situation matches our expertise. The call will accomplish the goal of whether or not it makes sense to continue the conversation.

Offers Investment Management

Yes

About our Firm

LifePoint Planning is a comprehensive financial planning firm serving clients across the United States virtually. We specialize in retirement planning and investment management for professionals who are currently retired or want to know if they have the capability to retire someday. The clients we serve benefit from not only having access to a robust technology suite but also getting a very personalized financial plan and investment strategy to help them achieve their goals. LifePoint was launched with a mission to provide a modern approach and a fresh perspective on what we believe to be an outdated industry.

We start with clarifying our clients' goals to construct a plan. A solid financial plan comes before any type of investment strategy as we believe that the portfolio is only the funding medium FOR the plan that achieves our clients' goals.

We are fans of low-cost, globally diversified portfolios that are in line with our main goal: clarifying what our clients want to accomplish to ensure the highest chance of success. Our process helps our clients avoid big mistakes that are common amongst all investors. We constantly coach our clients on proper investor behavior to build a plan that remains successful through all market conditions.

We are committed to helping clients all over the country using a robust technology suite and artificial intelligence to stay efficient.

Education

Michigan State University - Eli Broad College of Business, BA, Finance, Financial Planning and Services

Badges

Hobbies and Interests

  • Exercising
  • Golf
  • Traveling

Who We Serve

  • Baby Boomers
  • Corporate Executives
  • Couples
  • Dual Income Family
  • Intergenerational Families
  • Living in Retirement

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