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Kaleb Paddock, CFP®

Optimize & Coordinate Your Finances For Retirement

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Ten Talents Financial Planning Kaleb Paddock, CFP®
Parker, Colorado

Serving Clients Nationwide

Optimize & Coordinate Your Finances For Retirement

Rated 5 out of 5
10 Certified Advisor Reviews™
Rate this Advisor

720-710-0939

Website

Areas of Focus

  • Biblical Finance
  • Cryptocurrency
  • Financial Life Planning
  • Investment Management
  • Social Security

About Me

Hi, I’m Kaleb Paddock. I’m the Founder of Ten Talents. I'm blessed to be regularly featured in CNBC, MONEY, and Business Insider personal finance articles.

My clients are eyeing retirement decisions, often work at tech firms, or have experienced a sudden money event (inheritance, home sale, business sale, stock IPO, gift). I love bringing confidence and clarity to your financial situation and I’m passionate about helping you take control of your financial future.

I’m a CERTIFIED FINANCIAL PLANNER™ (CFP®) Professional based in Parker, Colorado and I'm a fiduciary and fee-only advisor. Put simply, this means that I don't sell you financial products, I act in your best interest at all times, and my pricing is clear and easy to understand.

I work with clients in Parker, CO; Castle Rock, CO; Denver, CO and also virtually with clients across the country.

I grew up the oldest of six children in historic Grass Valley, California. To pay for college at The Master's University, I started a math tutoring business during my freshman year. Four years later, I graduated with a degree in Finance (and a minor in running a small business!).

While designing 401(k) plans for business owners in the San Francisco Bay Area, I identified a tremendous need for fiduciary financial advice, which set me on a path to ultimately founding Ten Talents Financial Planning.

I’m also a member of the XY Planning Network, NAPFA, FeeOnlyNetwork, and Institute for the Fiduciary Standard. I participate in a number of Mastermind Study Groups with fiduciary financial advisors who are all committed to passionate, lifelong learning and improvement within the financial planning profession.

My wife, our four young sons, and I live in beautiful Parker, Colorado. When I'm not crafting financial plans, I enjoy playing disc golf at Westcreek in Parker, actively participating in our local church, traveling with family, volunteering as game director with AWANA, serving as a youth leader with Trail Life, and eating at Jersey Mike's. (#13 all the way!)

Professional Designations

  • CERTIFIED FINANCIAL PLANNER™ Professional

Affiliations

  • Fee Only Network
  • Financial Planning Association
  • National Association of Personal Financial Advisors
  • XY Planning Network

Primary Location

10233 S Parker Rd, Parker, CO 80134, USA

Additional Locations

📍 3190 S Vaughn Way Suite 550 Aurora, CO 80014-3538

📍 200 Union Blvd Suite 200 Lakewood, CO 80228-1831

📍 9800 Mount Pyramid Ct Suite 400 Englewood, CO 80112-2669

📍 1745 Shea Center Dr 4th Floor Highlands Ranch, CO 80129-1537

📍 1400 16th Street, 16 Market Square Denver, CO 80202

Meeting Options

  • Video Conference
  • In-Person
  • Phone
Book Intro Call

Compensation Methods

  • Fee Only
  • Flat Fee
  • Package Offers
  • Percentage of Assets Managed

What to expect in the first meeting

Click the 'Book Intro Call' button above to schedule a complimentary 30-minute introductory call. We let you talk us through your financial life. As part of the conversation, we’ll explore how we can help you. If you live in Parker, CO or Castle Rock, CO we can meet for a walk & talk chat on Cherry Creek Trail. Otherwise, we can meet via Zoom video chat. After the call, you can request to get started immediately or take some time to think about our conversation. Rest easy – there’s no high pressure sales pitch! If we’re a good fit for one another, both of us will know it.

Offers Investment Management

Yes

Offers Tax Preparation

Yes

About our Firm

At Ten Talents, we help you manage your finances wisely, so that you can live life well.

✅ I believe that you deserve a clear understanding of how money works in your life.

Without a fiduciary advisor looking out for your family's financial interests, making smart financial decisions can be confusing. To compound the confusion, the financial marketplace is teeming with individuals who are selling financial products, not acting as fiduciaries who seek your best interest.

You can take a DIY approach and try to Google your way to financial clarity. Unfortunately, that often leads to more confusion – not to mention bad advice.

✅ Good advice shouldn’t be hard to come by. Around here, it’s in abundance.

The name Ten Talents comes from a biblical parable found in the Book of Matthew. In the parable, a talent is a measure of precious metal. It has value.

Ultimately, the purpose of the story is to encourage good management of valuable resources. The talents are, according to the parable, gifts from Creator God. It’s our job to manage them wisely.

Education

The Master's University, Bachelor’s Degree, Finance

Volunteer Experience

Pro Bono Financial Planner (2018 to Present) Game Director, Awana ® (2021 to Present) West Region Board Member, National Association of Personal Financial Advisors (NAPFA) (2019 to 2022) Woodlands Trail Volunteer Dad Leader, Trail Life (2020 to 2022) Market Host, SECORCares (2018 to 2020)

Badges

Hobbies and Interests

  • Basketball
  • Church
  • Family
  • Football
  • Reading
  • Running
  • Traveling
  • Volunteering

SEC Lookup

https://adviserinfo.sec.gov/individual/summary/6428919

Who We Serve

  • Baby Boomers
  • Couples
  • Crypto Investors
  • Dual Income Family
  • Gen X
  • Gen Y / Millennials
  • Living in Retirement
  • Parents
  • Technology Professionals
  • Young Families

To make Wealthtender free for readers, we earn a nominal monthly fee from financial advisors and firms in exchange for providing access to the benefits described here (including being featured on this profile page), subject to these terms. This compensation creates a natural conflict of interest when we favor their promotion over others. Wealthtender is not a client of these advisors or firms.

Write a Review


By clicking submit, you acknowledge this review is based on your own experience and reflects your genuine opinion. You also agree to our review policy, privacy policy, and terms and conditions, and give this financial advisor permission to publicly display your review on their website.

5 Stars

✅ Wealthtender Certified Advisor Review™
Rated 5 out of 5
January 18, 2023

If you are looking for a thoughtful, well-prepared and knowledgeable advisor, I would highly recommend you schedule an introductory meeting with Kaleb and Ten Talents. Having worked with other advisors, Kaleb offers a unique and high-level of service under a fair pricing structure. You won’t be disappointed.

◼ Relationship to Financial Advisor:Current Client
◼ Compensation:This reviewer received no compensation for this review.
◼ Conflicts of Interest:There are no material conflicts of interest.
Avatar for Michael Montoya
Michael Montoya

5 Stars

✅ Wealthtender Certified Advisor Review™
Rated 5 out of 5
January 6, 2023

My partner and I have been working with Ten Talents Financial Planning, LLC since January 2021. It has been a great experience. Kaleb has looked at everything that impacts our finances and security. We do not have great wealth, but we knew we needed to have a plan for our retirement and had no idea where to start or what to do. Kaleb has given us nonjudgmental advice and clear action steps on how to achieve our goals. This is huge for us. Kaleb’s services are absolutely worth the investment of time and money. Having the knowledge and peace of mind to know we are on the right path is incredibly valuable. I would recommend Kaleb and his services to anyone.

◼ Relationship to Financial Advisor:Current Client
◼ Compensation:This reviewer received no compensation for this review.
◼ Conflicts of Interest:There are no material conflicts of interest.
Avatar for Kelly Beals
Kelly Beals

5 Stars

✅ Wealthtender Certified Advisor Review™
Rated 5 out of 5
January 5, 2023

My husband and I have been working with Kaleb for about three years now, and we are beyond happy and grateful for the knowledge and help that he provides us. He is extremely detail-oriented and knows his stuff, and he will still make time to put things into laymen’s terms for me. He is trustworthy. He is a nice guy who, I feel, genuinely wants to help his clients become financially literate and prepared for the future.

◼ Relationship to Financial Advisor:Current Client
◼ Compensation:This reviewer received no compensation for this review.
◼ Conflicts of Interest:There are no material conflicts of interest.
Avatar for Amy Sims
Amy Sims

5 Stars

✅ Wealthtender Certified Advisor Review™
Rated 5 out of 5
December 19, 2022

Working with Kaleb has given us such a sense of relief that we have a solid financial plan for retirement. He explains everything in understandable terms. He goes above and beyond to educate us, so we understand our investments and the strategies he uses for diversification. If you’re looking for a thought partner and someone who genuinely cares, Kaleb is the right man.

◼ Relationship to Financial Advisor:Current Client
◼ Compensation:This reviewer received no compensation for this review.
◼ Conflicts of Interest:There are no material conflicts of interest.
Avatar for Tobrie Tobrie
Tobrie Tobrie

5 Stars

✅ Wealthtender Certified Advisor Review™
Rated 5 out of 5
December 13, 2022

Can’t say enough good things about Kaleb and the work he does. I honestly didn’t know that advisors like Kaleb existed. His attention to detail and thoroughness has put my family in a much better place than we were in before working with him.

◼ Relationship to Financial Advisor:Current Client
◼ Compensation:This reviewer received no compensation for this review.
◼ Conflicts of Interest:There are no material conflicts of interest.
Avatar for John Gall
John Gall

5 Stars

✅ Wealthtender Certified Advisor Review™
Rated 5 out of 5
December 5, 2022

We have used Kaleb for two years now and are always thankful we chose him as our financial planner. Kaleb is always prepared for our scheduled session and brings his unique perspective into our “thinking sessions” as a partner in our financial journey. As a fiduciary our best interests are always his only focus

◼ Relationship to Financial Advisor:Current Client
◼ Compensation:This reviewer received no compensation for this review.
◼ Conflicts of Interest:There are no material conflicts of interest.
Avatar for Jim Mooney
Jim Mooney

5 Stars

✅ Wealthtender Certified Advisor Review™
Rated 5 out of 5
November 10, 2022

Fantastic! Very knowledgable and goes above and beyond to help with his clients needs.

◼ Relationship to Financial Advisor:Current Client
◼ Compensation:This reviewer received no compensation for this review.
◼ Conflicts of Interest:There are no material conflicts of interest.
Avatar for Justin Allan
Justin Allan

5 Stars

✅ Wealthtender Certified Advisor Review™
Rated 5 out of 5
June 23, 2020

Amazing service and detailed/caring financial planning. I am very happy to have found a honest advisor who does not push investment products on you.

◼ Relationship to Financial Advisor:Current Client
◼ Compensation:This reviewer received no compensation for this review.
◼ Conflicts of Interest:There are no material conflicts of interest.
Avatar for Jay Mont
Jay Mont

5 Stars

✅ Wealthtender Certified Advisor Review™
Rated 5 out of 5
May 23, 2019

I’ve been looking for someone like Kaleb for a long time. I’ve always been leery of financial planners because they are always trying to sell you insurance. Kaleb is astute, ethnical, and kind. He truly has your BEST interest in mind. He really takes the time to learn about you and your goals and what type of life you want to live and puts a plan in place to help you get there. Best of all, he’ll help you no matter your financial level. I can’t recommend him enough and think every person should have a financial planner like Kaleb.

◼ Relationship to Financial Advisor:Former Client
◼ Compensation:This reviewer received no compensation for this review.
◼ Conflicts of Interest:There are no material conflicts of interest.
Avatar for Danny
Danny

5 Stars

✅ Wealthtender Certified Advisor Review™
Rated 5 out of 5
April 17, 2019

I’ve worked with Kaleb as part of his professional teams since 2015. I’ve helped several of his clients with their life insurance needs. I will say that Kaleb is one of the most thorough and detailed planners I’ve worked with in my 36+ year career. If you need a planner and you’re in Parker, CO (or anywhere for that matter), I highly recommend him. I just miss our lunch meetings!

◼ Relationship to Financial Advisor:Professional Connection
◼ Compensation:This reviewer received no compensation for this review.
◼ Conflicts of Interest:There are no material conflicts of interest.
Avatar for Chris Acker, CLU, ChFC
Chris Acker, CLU, ChFC
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