Matt Smith, CFA®, CFP®
Financial Advice for BigLaw Attorneys
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Serving Clients Nationwide
Financial Advice for BigLaw Attorneys
Areas of Focus
- Financial Planning
- Investment Management
- Student Loan Advising
- Student Loan Repayment Plan Advising
- Taxes
About Matt Smith, CFA®, CFP®
Hi, I’m Matt Smith. I founded Concert Financial Planning to solve a specific problem I saw throughout my 14 years in the investment industry: high-achieving professionals—particularly BigLaw attorneys—were being ignored by the traditional financial planning model because they weren't "old enough" or "retired yet."My perspective is both professional and personal. Professionally, I spent over a decade working with thousands of financial advisors, educating them on complex portfolio construction and industry best practices. I hold both the Chartered Financial Analyst (CFA) and CERTIFIED FINANCIAL PLANNER™ (CFP®) designations—a combination held by a very small percentage of advisors, ensuring your plan is built with both technical rigor and holistic care.
Personally, I am married to a BigLaw Partner. I’ve been by her side since she was a 2nd-year Associate, watching the late nights, the sacrifices, and the high-stakes transition from Associate to Partner. I understand the "BigLaw lifestyle" isn't just a job; it’s a unique financial ecosystem of high student debt, compressed timelines, and complex tax hurdles. I’ve dedicated my career to helping attorneys like you navigate that path so you can focus on your practice and your family, knowing your financial "backstage" is handled.
Professional Designations
- CERTIFIED FINANCIAL PLANNER ®
- Chartered Financial Analyst (CFA)
Affiliations
-
CFA Institute
- CFP Board
- National Association of Personal Financial Advisors
- XY Planning Network
- CFP Board
Primary Location
2950 NORTH LOOP WEST, STE 500, HOUSTON, TX, 77092
Video
https://www.youtube.com/channel/UCjU-GFa7TR5CvMHaeE7c7AgMeeting Options
- Video Conference
- In-Person
- Phone
Compensation Methods
- Annual Retainer
- Fee Only
- Flat Fee
- Hourly Rate
- Offers Advice-Only Services
- Subscription
What to expect in the first meeting
Click the 'Book Intro Call' button above to schedule a free introductory call. In order to determine whether you want to work with us, it’s helpful to get a sense of how we would work with you. And we also need to be sure that we are the best firm to address your needs.Offers Investment Management
Yes
About Concert Financial Planning
Concert Financial Planning is a flat-fee, fiduciary firm purpose-built for BigLaw attorneys. We don’t believe you should have to wait until retirement to get expert financial advice. In fact, the decisions you make as a mid-level or senior associate are often the most critical for your long-term wealth.We act as your "Tour Manager," organizing the chaos of a high-income career into a clear, manageable framework. Our service model is specifically aligned with the legal career trajectory, providing specialized guidance on:
- The Associate-to-Partner Transition: Navigating the "capital contribution" requirements and the shift from W-2 employee to K-1 partner.
- Tax Mitigation: Implementing advanced strategies to keep more of your high-earning income.
- Student Loan Optimization: Balancing aggressive repayment with the desire to buy a home or invest for the future.
- Custom Planning Tools: We use proprietary tools designed for builders (non-retirees) rather than the standard "retirement calculators" most firms use.
Our firm is designed for the attorney who is smart enough to "do it themselves" but wise enough to know their time is better spent on their career, their family, and their interests. We operate with a transparent fee structure—no commissions, no product sales, and a relentless focus on your best interests.
Education
The University of Texas at Austin, B.A., Economics
Languages
- English
Hobbies and Interests
- Music
SEC Lookup
View DisclosureWho We Serve
- Attorneys
- Gen X
- Gen Y / Millennials
- Gen Z
- Women Professionals
- Young Families
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