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Ray Prospero, JD, ChFC®, CKA®

Partner Advisor | Fiduciary | Financial Planner | Reinventing Wealth Management

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AdvicePeriod Ray Prospero, JD, ChFC®, CKA®
Riverside, CA

Serving Clients Nationwide

Partner Advisor | Fiduciary | Financial Planner | Reinventing Wealth Management

3 Certified Advisor Reviews™

(714) 714-7549

Website

Areas of Focus

  • Estate Planning
  • Faith-Based Investing
  • Financial Life Planning
  • High Net Worth
  • Inherited Wealth
  • Investing
  • Investment Management
  • Retirement Planning
  • Taxes

About Me

Ray Prospero, ChFC®, is a Partner Advisor with AdvicePeriod. Ray helps clients develop realistic financial goals, designing wealth management strategies to help preserve their wealth for future generations. He focuses primarily on key elements of the wealth management process and the fundamentals of estate and retirement planning strategies.

Ray launched his financial services career when he joined Merrill Lynch in 2010 after a legal career, where he was admitted to the U.S. Tax Court. While at Merrill Lynch, Ray was a Senior Vice President and was a member of their Circle of Excellence recognition club, reserved for top performing advisors nationwide. He holds a Juris Doctorate degree from the University of La Verne College of Law and earned the Chartered Financial Consultant® (ChFC®) designation from The American College of Financial Services.

Giving back to the community is important to Ray. He is on the Board of Directors for LifeStream Blood Bank, a non-profit comprehensive blood center serving more than 80 medical facilities throughout California. Ray is also on the Board of Elders for Crossroads Christian Church and School and is involved in the Circle City Rotary club.

In his free time, Ray enjoys hiking, golfing, and spending time with his wife, Amy, and their four children.

Professional Designations

  • Certified Kingdom Advisor (CKA)
  • Chartered Financial Consultant (ChFC)
  • Juris Doctor (J.D.)

Primary Location

Riverside, CA

Meeting Options

  • Video Conference
  • In-Person
  • Phone
Book Intro Call

Compensation Methods

  • Fee Only
  • Percentage of Assets Managed

What to expect in the first meeting

Click the 'Book Intro Call' button above to schedule a free 15-minute call. We'll get to know each other and I'll listen to understand your unique circumstances so we can determine the best way to proceed. I look forward to speaking with you.

Offers Investment Management

Yes

About our Firm

At AdvicePeriod, we think it’s time to reinvent wealth management and focus clients on the important decisions necessary to manage their wealth. Our advisors prepare clients for whatever life brings their way. We understand how any event or opportunity might impact the big picture, so we can help clients plan, grow, and keep more of their wealth over time.

By combining actionable planning advice with objective investment guidance, we strive to enable clients to achieve their financial goals, and shape their legacy for generations to come.

This is how wealth management is going to evolve.

We built our firm to achieve three simple objectives.

✅ We want you to meet your financial objectives. Our firm is grounded in robust planning. It’s what allows us to deliver advice that makes a difference now and in the long run.

✅ We want you to sleep well at night. No more worrying. Our data-driven process is designed to help ensure sure you keep more of what you’ve earned, and we offer total access and transparency whenever you want it.

✅ We want you to be happy you found us. To ensure you’re happy we’re part of your life, we’ll keep you “in the know” with unparalleled service. We can’t control the markets, but we can control the experience.

Isn’t it time you got the advice you’ve always wanted?

AdvicePeriod is another business name and brand utilized by Mariner Platform Solutions, LLC, a SEC registered investment adviser. Registration of an investment advisor does not imply a certain level of skill or training. For additional information about MPS, including fees and services, please contact MPS or refer to the Investment Adviser Public Disclosure website (www.adviserinfo.sec.gov). Please read the disclosure statement carefully before you invest.

Education

University of La Verne, Juris Doctorate, Law | California State University, Fullerton

Badges

Hobbies and Interests

  • Church
  • Family
  • Golf
  • Hiking
  • Volunteering
  • Working Out

SEC Lookup

View Disclosure

Who We Serve

  • Attorneys
  • Baby Boomers
  • Business Owners
  • Corporate Executives
  • Dual Income Family
  • Families
  • Gen X
  • Healthcare Professionals
  • Individuals
  • Investors
  • Living in Retirement
  • Nonprofit Employees
  • Parents
  • Physicians

To make Wealthtender free for readers, we earn a nominal monthly fee from financial advisors and firms in exchange for marketing services (including being featured on this profile page), subject to terms of use. This compensation creates a natural conflict of interest when we favor their promotion over others. Wealthtender is not a client of these advisors or firms. Testimonials may not be representative of other clients’ experiences and do not guarantee future performance or success.

Very In-Tuned With The Market and Exceeds My Expectations

✅ Wealthtender Certified Advisor Review™
Oct 21, 2024
Ray has been our advisor for many years, so he's just not an advisor, he's a good friend that we can always count on as well. He's in-tuned with the market; monitors our investments diligently; keeps constant communication via email, phone, text, and quarterly face-to-face meetings at his office and does all this with a big smile and wonderful personality. Because of Ray's diligence, my wife and I are retired and living comfortably. We owe it to Ray and his professionalism. Thank you Ray from the bottom of our hearts.
Relationship to Financial Advisor: Current Client
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Avatar for Christopher Kalt Sr.
Christopher Kalt Sr.

Letbetter Financial Management

✅ Wealthtender Certified Advisor Review™
Oct 13, 2024
Ray is a very knowledgeable and conscientious advisor. He takes into consideration the objectives of his clients as well as their concerns and values. Having retired several years back, we were not looking to take an aggressive approach to investing, (especially given the volatility of the market at the time), but rather a conservative one that would allow us to make a modest return that would provide an acceptable income. Ray listened to our thoughts and provided options and a plan that to date has met our goals.
Relationship to Financial Advisor: Current Client
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Avatar for Dan Letbetter
Dan Letbetter

Always updated with current info.

✅ Wealthtender Certified Advisor Review™
Oct 8, 2024
Me not being financially informed, Ray answers any and all questions that I put to him.
Relationship to Financial Advisor: Current Client
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Avatar for John
John
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