Ross Dugas, PhD

We primarily serve younger Scientific Professionals, especially those at Dow.

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Scientific Financial Ross Dugas, PhD
Pearland, TX

Serving Clients Nationwide

We primarily serve younger Scientific Professionals, especially those at Dow.

Areas of Focus

  • Employee Benefits
  • Financial Life Planning
  • Investing
  • Retirement Planning
  • Taxes

About Me

Ross Dugas is a former research engineer at Dow. In his relatively short 12-year engineering career, Ross obtained numerous patents and helped commercialize several products and processes. Ross enjoyed his Dow career, but there was something he enjoyed more.

When Covid stopped the world, Ross re-evaluated his options and chose to pursue a passion. Ross left a promising career at Dow to enroll in the CERTIFIED FINANCIAL PLANNER™ education program at Rice University. Upon completion, he created a unique advice-only financial advising business.

There's an abundance of data and financial research relevant to financial planning. We use this information to teach and explain why we make our recommendations. We incorporate a scientific approach to financial decision making and provide maximum transparency. We strongly encourage questions. We believe any curious investor can efficiently manage their own investments and maximize their financial opportunities. Scientific Financial is excited to help.

Professional Designations

  • Candidate for CFP® certification


  • Advice Only Network
  • Fee Only Network
  • Financial Planning Association
  • Measure Twice Planners
  • XY Planning Network

Primary Location

12904 Southern Manor Dr, Pearland, TX 77584, USA

Meeting Options

  • Video Conference
  • In-Person

Compensation Methods

  • Advice-Only
  • Fee Only
  • Flat Fee
  • Hourly Rate
  • One-time Financial Plan
  • Subscription

What to expect in the first meeting

Click the 'Book Intro Call' button above to schedule a free introductory call. This is a short meeting to get to know you and determine if Scientific Financial is right for you. I look forward to speaking with you.

About our Firm

Scientific Financial seeks to educate and advise scientific-minded investors. We primarily serve early and mid-career Scientific Professionals, especially those at Dow.

➡️ Why the focus on Dow employees?

Company benefit programs are complex but provide very generous opportunities. We thoroughly know the Dow benefits package and use Dow’s programs in company related examples. This provides extra value to Dow employees.

✅ Fee-Only: Our compensation comes only from you. No sales fees, product commissions, paid referrals, etc. You deserve objective advice.

✅ Fiduciary: We are required to act in your best interest. It’s also the right thing to do. Sadly, this is not yet an industry-wide requirement.

✅ Advice-Only: Business model in which the client retains control of their investments. The advisor is compensated on services provided rather than assets managed.


Rice University - Certified Financial Planner Certification Education Program | The University of Texas at Austin - Doctor of Philosophy & Master's degree, Chemical Engineering | University of Louisiana at Lafayette, Bachelor's degree, Chemical Engineering

Hobbies and Interests

  • Board Games
  • Football
  • Golf
  • Reading

Who We Serve

  • DIY Investors
  • Engineers
  • Financial Independence Retire Early (FIRE)
  • Gen X
  • Gen Y / Millennials
  • Scientists

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