Steve McCarthy CFP®, CPA®
Integrated Advice. Thoughtful Planning. Lasting Relationships
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Serving Clients Nationwide
Integrated Advice. Thoughtful Planning. Lasting Relationships
Areas of Focus
- Financial Life Planning
- High Net Worth
- Investment Management
- Retirement Planning
- Social Security Optimization
- Taxes
About Steve McCarthy CFP®, CPA®
For more than 25 years, I have helped successful professionals, retirees, business owners, and families make informed financial decisions through changing markets, evolving tax laws, and important life transitions.As a CFP® professional, CPA, and founder of McCarthy Asset Management, I believe the best financial decisions are made when investments, taxes, retirement planning, and long-term goals are considered together. Too often, these areas are managed separately, which can lead to missed opportunities and unnecessary complexity. My goal is to help clients simplify their financial lives and make decisions with greater clarity and confidence.
I founded McCarthy Asset Management in 1999 with a commitment to providing independent, fee-only advice that puts clients first. Today, we continue to serve clients through an integrated approach that combines financial planning, investment management, and tax expertise under one roof.
Whether clients are preparing for retirement, managing significant wealth, navigating a major life transition, or seeking a long-term advisory relationship, I work closely with them to develop thoughtful strategies designed to help preserve and grow their wealth while remaining aligned with their personal goals and values.
The relationships I build with clients are often measured in decades, not years. My greatest satisfaction comes from helping clients gain confidence in their financial future and serving as a trusted advisor through every stage of life.
Professional Designations
- CERTIFIED FINANCIAL PLANNER ®
- Certified Public Accountant (CPA)
Primary Location
3 Lagoon Drive, Suite 155, Redwood Shores CA 94065
Meeting Options
- Video Conference
- In-Person
- Phone
Compensation Methods
- Fee Only
- Percentage of Assets Managed
What to expect in the first meeting
Click the 'Book Intro Call' button above to schedule an introductory conversation. We'll get to know each other and I'll listen to understand your unique circumstances so we can determine the best way to proceed. I look forward to speaking with you.Offers Investment Management
Yes
Offers Tax Preparation
Yes
About McCarthy Asset Management, Inc.
McCarthy Asset Management helps successful professionals, retirees, and business owners with $1 million or more in investable assets make smarter financial decisions through integrated financial planning, investment management, and tax guidance.Working with a financial advisor should be enjoyable, collaborative, and focused on helping you achieve what matters most. Since 1999, McCarthy Asset Management has helped clients navigate important financial decisions with confidence through personalized advice, long-term relationships, and a commitment to putting clients first.
We are an independent, fee-only fiduciary wealth management firm serving clients throughout the San Francisco Bay Area and across the country. Our clients are often seeking more than investment management alone—they want a trusted advisor who can help coordinate every aspect of their financial life.
What makes our firm different is our integrated approach to tax-aware wealth management. As CFP® professionals and CPAs, we believe your investments, taxes, retirement plans, and long-term financial goals should work together—not be managed in separate silos. By bringing these disciplines together, we help clients better understand their options, identify opportunities, and make informed decisions that can improve long-term outcomes.
Our clients rely on us for guidance in areas such as:
• Comprehensive financial planning
• Investment management
• Tax planning and tax preparation
• Retirement income planning
• Charitable giving strategies
• Estate planning coordination
• Business owner planning
• Major life and financial transitions
As an independent fiduciary firm, we are committed to always acting in our clients' best interests. We build diversified investment portfolios tailored to each client's goals, risk tolerance, time horizon, and cash flow needs. While markets inevitably experience periods of uncertainty, we help clients stay focused on the factors they can control and avoid emotional decisions that may undermine long-term success.
For more than 25 years, we have helped clients make informed financial decisions through changing markets, evolving tax laws, and important life transitions. Today, as a family-owned firm serving multiple generations of clients, we continue to build on that tradition by combining experienced guidance with a modern, comprehensive approach to wealth management.
Most importantly, we believe great financial advice is about more than investments. It's about building lasting relationships, understanding what matters most to you, and serving as a trusted partner throughout every stage of life.
If you're looking for a financial advisor who can help you coordinate your investments, taxes, and financial plan under one roof, we invite you to learn more about McCarthy Asset Management. Visit our website, schedule an introductory call, or contact us directly to discuss your goals and how we may be able to help.
We promise to be a partner you can trust for intelligent advice, exceptional service, and long-term value.
Education
University of Southern California, Bachelor of Business Administration (B.B.A.), Marshall School of Business and Leventhal School of Accounting
Hobbies and Interests
- Family
SEC Lookup
View DisclosureWho We Serve
- Baby Boomers
- Business Owners
- Corporate Executives
- Dual Income Family
- Entrepreneurs
- Families
- Gen X
- Intergenerational Families
- Living in Retirement
- Parents
- Technology Professionals
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