Terry Scipio, CLU®
Don't Work Longer Than You Have To!
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Scipio Financial
Terry Scipio, CLU®
Summerville, SC
Serving Clients Nationwide
Don't Work Longer Than You Have To!
Areas of Focus
- Financial Life Planning
- Investment Management
- Owning a Business
- Retirement Planning
- Taxes
About Me
Terry D. Scipio II, grew up in Columbia, SC and the third oldest of ten siblings. Being from humble beginnings, he started his entrepreneur career at age 10 going to local neighbors in the community asking to cut their grass or rake their yards. He used this grit and hard work ethic to earn a football scholarship to play college football at Newberry College, he’d later transfer and walk-on to play for legendary head coach, Lou Holtz at the University of South Carolina…Go Gamecoks!Mr. Scipio earned his bachelor’s degree in Finance from the Moore School of Business c/o 2005 in Columbia, SC and currently holds the Series 6, 7, 63, 65, licenses and has a South Carolina Insurance Life & Health License (resident) and non-resident licenses in several states. He is an avid football fan and is a recreational golfer, who likes to read and help clients meet their financial goals. Mr. Scipio is also a member of the Kappa Alpha Psi Fraternity, Inc.
Mr. Scipio is the proud son of the late Sonya Hodges-Grantham (a nationally recognized historian & author) and Terry D. Scipio Sr. He’s married to Alexis Scipio, his wife of 12 years and from their covenant they have, four beautiful, talented children Aubrey, Ty, Taylor and Arrington (twins).
Professional Credentials
Mr. Scipio is a Chartered Life Underwriter®. A Chartered Life Underwriter® is a financial professional with extensive knowledge of the life insurance industry and the underwriting process.
A CLU® certification gives advisors:
- ✔️ In-depth knowledge of the life insurance industry underwriting process and life insurance law within the guidelines of overall risk assessment
- ✔️ The necessary knowledge to help clients and investors address their estate planning needs
- ✔️ An understanding of personal finance solutions addressing the life insurance underwriting needs of business owners and professionals
Chartered Market Technician Level 1
A Chartered Market Technician (CMT®) is a professional technical analyst that holds the CMT designation organized by the CMT Association (formerly the MTA), a global credentialing body with nearly 50 years of service to the financial industry. The CMT marks the highest level of training within the discipline and is the preeminent designation for practitioners worldwide.
Technical analysis provides the tools to successfully navigate the gap between intrinsic value and market price across all asset classes through a disciplined, systematic approach to market behavior and the law of supply and demand. Earning the CMT designation demonstrates that you have mastery of a core body of knowledge of investment risk in portfolio management, including quantitative approaches to market research and rules-based trading system design and testing.
To be granted a Chartered Market Technician (CMT®) designation, a candidate must pass three examination levels, complete the membership application process, and agree to the CMT Association’s code of ethics.
Professional Designations
- Chartered Life Underwriter (CLU)
- Chartered Market Technician (CMT)
Primary Location
700 Nexton Square Dr, Summerville, SC 29486
Additional Locations
📍 Charlotte, NC
📍 Atlanta, GA
📍 Columbia, SC
Video
Meeting Options
- Video Conference
- In-Person
- Phone
Compensation Methods
- Fee Based
What to expect in the first meeting
Click the 'Book Intro Call' button above to schedule a free introductory Zoom call or in-person meeting. We'll get to know each other and I'll listen to understand your unique circumstances so we can determine the best way to proceed. I look forward to speaking with you.Offers Investment Management
Yes
About our Firm
Scipio Financial provides professional financial advice to physicians, small business owners and individuals to help them achieve their financial goals.We strive to be your trusted advisor by providing clients with thoughtful counsel that is grounded in research and screened for quality. Our mission is to remain the premier financial advisory firm in the community by empowering our clients with simple well thought-out solutions, based on facts, not outdated theory.
How We're Different
In my 15 plus years of experience in this industry I’ve come to realize that people enjoy spending time and money on the things that make them happy. So, we’ve tailored a process to help clients accomplish just that.
Rather than, telling the client to stop doing something, we find areas where dollars are essentially ‘slipping through the cracks’, and we help them repurpose those dollar to its highest and best use.
Our Purpose
Scipio Financial provides professional services to small business owners and individuals to help them achieve their financial goals. We strive to be exemplary advisors by providing clients with thoughtful counsel that is grounded in research and screened for quality.
Our mission is to remain the premier financial advisor agency in our community by empowering our clients with simple well thought-out solutions, based on facts, not outdated theory.
Our team is confident and believe with our understanding of personal finance, coupled with our training as financial professionals, we can help people better prepare for the future. After years in the business, we have developed a reputation for educating individuals in an easy-to-understand manner so they can grasp personal finance and use those concepts to accomplish their financial objectives.
My passion for educating the community keeps me motivated!
Why We Care
Planning today is much different than it was 30 years ago. In the past our parents and grandparents could count on a generous pension, 401k, and social security to help them get through retirement.
Today, however professionals face a unique set of circumstances. Often times they may be the first generation to complete college; therefore, having to provide for not only themselves but also for other family members.
In addition, most Millennials are considered to be part of the ‘Sandwich Generation’ – responsible for raising a family and providing financial support for aging parents. These dynamics present a unique set of circumstances; which is what drives me to be that resource my clients can depend on.
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Terry Scipio is registered with and offers securities through Kovack Securities, Inc. Member FINRA/SIPC. 6451 North Federal Hwy, Suite 1201, Ft. Lauderdale, FL 33308 (954)782-4771. Advisory Services offered through Kovack Advisors, Inc. a SEC registered investment advisory firm. Scipio Financial is not affiliated with Kovack Securities, Inc. or Kovack Advisors, Inc. Registered Representative may only conduct business with residents of the states and/or jurisdiction for which they are properly registered. Linked sites are strictly provided as a courtesy. Kovack Securities, Inc. does not guarantee, approve nor endorse the information or products available at the sites, nor do links indicate any association with or endorsement of the linked sites by Kovack Securities, Inc. nor Kovack Advisors, Inc
Education
University of South Carolina, Darla Moore School of Business, Bachelor of Science, Business Admin - Finance | Newberry College, Business Administration and Management, General
Hobbies and Interests
- Family
- Football
- Golf
- Pickleball
- Sports
- Traveling
FINRA Lookup
View DisclosureWho We Serve
- Baby Boomers
- Business Owners
- Dual Income Family
- Government Employees
- Healthcare Professionals
- Individuals
- Physicians
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