Hi, I'm Todd Smith. At the end of the day, we all want to live lives full of meaning, abundance, adventure, and fulfillment. Money and wealth are really just a form of energy – a store of value we trade for those qualities. Your business and wealth are one of the main energy sources in your life; you need a holistic approach to protect and grow that energy.
What I do goes beyond just investments or financial planning. I enable you to take a holistic approach to your financial planning. As a Virtual Family Office, we can provide you with advice and solutions in every area of your personal and business life.
I will be your proactive, one-stop resource for tax planning and mitigation, tax optimize retirement planning, and business valuation and exit planning.
If you’re a CPA or tax professional, Real Estate Agent, or Law firm, my team has 40 years of experience and resources that can help support your firm's goals and professional profile. We assist professionals by helping them be more holistic with the expertise to rival the largest regional firms. We accomplish this by using tax mitigation planning for your clients and I specialize in helping partners craft plans to support their client’s objectives.
For business owners, our Virtual Family Office covers every aspect of business financial planning from retirement to insurance, tax reduction strategies, and business valuation to exit planning. I would be honored to be your proactive financial advisor that can be your guide through every circumstance. We will give you clarity, control, and peace of mind surrounding your professional finances.
Outside of the office, I am an avid reader, runner, and enjoyer of the Colorado wilderness. In fact, I am currently training for an upcoming marathon. I have a wonderful wife, a 13-year-old son, and a pyrenes/lab named Cooper.
There is nothing more important than how you invest your energy. Let me and my team guide you toward a path of freedom, understanding, and control so that you can always be assured that your financial plan is working for you.
Professional Designations
Certification in Long-Term Care (CLTC)
CERTIFIED FINANCIAL PLANNER™ Professional
Chartered Financial Consultant (ChFC)
Affiliations
Financial Planning Association
Primary Location
102 S. Tejon Street, Suite 1100 Colorado Springs, CO 80903
Additional Locations
📍 1755 Telstar Drive, Suite 300 Colorado Springs, CO 80919
Click the 'Book Intro Call' button above to call us or complete the brief form and request a free introductory call. We'll get to know each other and I'll listen to understand your unique circumstances so we can determine the best way to proceed. I look forward to speaking with you.
Offers Investment Management
Yes
About our Firm
Level 5 Financial was founded upon the premise that quality, objective, and credentialed financial advice should be available to everyone regardless of financial status, age, investable assets, or station in life. Our mission is to empower clients, especially young(ish) professionals, families and business owners to achieve their most valued life goals through a dynamic and holistic financial planning process.
Our vision is to enrich the lives of our clients, change the financial readiness of our country, and to have a positive impact on our community, profession and workplace.
WHAT WE STAND FOR:
✅ We pledge to place our clients’ interests above all else. We are a fiduciary to you.
✅ We seek to instill peace of mind through the financial planning process and by providing unparalleled advice.
✅ We strive to communicate frequently and proactively in a manner that allows clients to understand their situation, our advice, and rationale behind our advice. We constantly explore and adopt new technology to foster collaboration and enhance the client experience.
✅ We seek to make our community a better place to live by maintaining the highest ethical and moral standards in conducting our business, running a “green”, ecofriendly business, and being active, individually and as a company, in community activities.
✅ We strive to improve our profession through conscientious and quality business practices, involvement in our professional societies and meetings, and an unmatched reputation for quality and professionalism among our peers.
Level 5 Financial is an independent financial planning, coaching, and investment management firm. We are not associated with a bank or brokerage firm and act as a fiduciary. As such, we put in writing that we honor our fiduciary obligations to you as our client first and foremost. We think this is important because, unfortunately, this is not consistent across the financial industry.
Education
Hamilton College, Bachelor's degree, Government and Economics
To make Wealthtender free for readers, we earn a nominal monthly fee from financial advisors and firms in exchange for marketing services (including being featured on this profile page), subject to terms of use. This compensation creates a natural conflict of interest when we favor their promotion over others. Wealthtender is not a client of these advisors or firms. Testimonials may not be representative of other clients’ experiences and do not guarantee future performance or success.
Wealthtender exists to help people discover trusted and authentic financial professionals and educators who may be a good fit based on their unique needs and circumstances.
Your honest reviews help people decide which financial professionals and educators may be best suited to their individual needs.
The majority of people trust reviews as much as personal recommendations, so what you write in your review should reflect your own opinion and experience.
Tips for Writing a Helpful Review
Be descriptive. Instead of just saying what you like or dislike, share why. What have you enjoyed most or least about your experience with the provider? Have they helped you overcome a difficult financial challenge or strengthened your knowledge about particular money matters? The more details, the better!
Be honest. Your rating and review should reflect your actual experience.
Stay relevant. Ensure your review is helpful to others by avoiding off-topic discussions or personal opinions not relevant to your direct experience.
Make your review easy to read. Reviews should be readable to others. Use proper grammar, avoid excessive capitalization or punctuation, and be sure to check your spelling.
Be yourself. Don’t post as, or pretend to be, someone else, and do not say you’re associated with a person or organization with which you are not.
Be nice. Don’t write abusive, hateful, threatening, or harassing content. Avoid personal threats, hate speech, obscenities, or inflammatory language.
Respect the privacy of others. Don’t post information that can be used to identify another individual or compromise their privacy.
Report abuse. Thank you for helping us ensure reviews on Wealthtender are helpful to everyone. If you suspect possible violations of our guidelines or believe a review is inappropriate, please email support@wealthtender.com with a link to the provider’s profile, indicating the review in question and the reason you believe it violates our guidelines.
Wealthtender reserves the right to remove reviews that violate its guidelines and/or regulations issued by the Federal Trade Commission, Securities and Exchange Commission, FINRA, and other regulatory agencies. Further, financial advisors are subject to individual firm policies and rules prescribed by federal and state regulators that may result in reviews being removed, not published, or potentially modified upon the documented request submitted by an advisor, compliance officer, or other firm professional to maintain compliance with federal and state regulations.
If you submit a review on Wealthtender, the Federal Trade Commission has issued guidance to ensure you always maintain the right and ability to request reviews be removed from any online review website, including Wealthtender. To request the removal of a review you submitted on Wealthtender, please send an email to support@wealthtender.com using the same email address you utilized when submitting the review. Please include in your email a link to the profile on Wealthtender where your review is published.
In addition to your review being published on Wealthtender, you acknowledge your review may also be published by your financial advisor on their website, social media accounts, and/or profile pages on other directory websites.
The reviews posted on Wealthtender are individual and subjective opinions. The opinions expressed in reviews are those of the reviewer and not of Wealthtender, Inc. Wealthtender does not endorse any of the opinions expressed by reviewers.