Todd Smurl, CFA
Independent, fee-only fiduciary advice. A portfolio and plan built around you.
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Serving Clients Nationwide
Independent, fee-only fiduciary advice. A portfolio and plan built around you.
Areas of Focus
- Direct/Personal Indexing
- Investment Management
- Retirement Planning
- Socially Responsible Investing
- Taxes
About Todd Smurl, CFA
I'm Todd Smurl, CFA, founder and portfolio manager of Integrity Financial Planning in Houston. I help professionals, business owners and families connect their investment decisions with their personal financial plans.You work directly with me for two core services: customized investment management through Personal Index Portfolios, and personal financial planning. We start with a straightforward portfolio and consider your existing holdings, taxes, spending needs and investment preferences before recommending changes.
Your portfolio may use low-cost funds, individual stocks or a combination. When appropriate, we can consider a gradual transition from appreciated holdings, optional tax management for taxable accounts, and ways to reflect your personal or faith-based investment preferences. The optional tax-management charge is described below.
IFP is independent and fee-only. We are paid by our clients, not through product commissions, and act as a fiduciary in the advisory relationship. My focus is on clear explanations, attention to total costs and a portfolio that works alongside the decisions in your financial life.
Schedule a free introductory meeting with me to discuss what you need and whether we're a fit.
Professional Designations
- Chartered Financial Analyst (CFA)
Affiliations
- CFA Institute
Primary Location
TX 77077, USA
Meeting Options
- Video Conference
- Phone
Compensation Methods
- Fee Only
- Percentage of Assets Managed
What to expect in the first meeting
Schedule a free, no-obligation introductory meeting with Todd Smurl, CFA. We'll discuss your questions, what you need from an adviser and whether working together makes sense. Meetings are by video or phone and last about 30 minutes.Offers Investment Management
Yes
About Integrity Financial Planning
Integrity Financial Planning is an independent, fee-only fiduciary advisory firm based in Houston. Our two core services are customized investment management through Personal Index Portfolios and personal financial planning. Clients work directly with founder and portfolio manager Todd Smurl, CFA.We consider your existing investments, accounts, taxes, spending needs and personal preferences together. Portfolios may use low-cost funds, individual stocks or a combination, with attention to total costs and the trade-offs of making changes. We provide tax planning and coordinate with your tax preparer; we do not prepare tax returns.
Financial planning is included in the investment management fee. For clients with assets under management under $500,000, the Advisor reserves the right to charge an hourly fee for financial planning.
Values screens are included in the advisory fee. Active tax management is optional for taxable accounts; Altruist, our custodian, charges up to 0.10% annually on enrolled assets, separate from IFP's advisory fee. IFP receives no part of that charge. Underlying investment expenses and applicable transaction costs are also separate.
See our published fee schedule for complete details. https://integrityfinancialplan.com/fees
Education
University of Arkansas at Little Rock, MBA, Finance | BBA in Business Administration from the University of Central Arkansas
Languages
- English
Hobbies and Interests
- Reading
- Tennis
SEC Lookup
View DisclosureWho We Serve
- Baby Boomers
- Gen X
- Investors
- Living in Retirement
- Parents
- Widow
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