You can have substantial savings, a strong income, and a retirement plan that looks solid on paper, yet still wonder whether you’re making the right decisions with your money. For people who have spent years building careers, businesses, and investment portfolios, financial concern doesn’t necessarily disappear as the numbers improve. In some cases, there are […]
A decade ago or so, you were still navigating career choices and working your way up from entry-level positions. Now, in your thirties and forties, you have a solid, well-paying job. Most of your debt—except for your mortgage—is gone, and you’re saving more than you spend, comfortably and consistently. You make good money, but are […]
One of the most consequential financial decisions you will make in your 60s is when to claim Social Security. Claim at 62 and you receive benefits for more years, but at a permanently reduced amount. Wait until 70 and you receive 77% more per month for the rest of your life. The math favors waiting. […]
Most blended couples know they’ll have conversations about money. What catches them by surprise is how differently they each approach those conversations. Consider David and Lisa. When David’s adult son asked for help covering moving expenses after accepting a new job, David saw it as an opportunity to help his son get a fresh start. […]
[Data design and data research platforms are becoming vitally important areas for InvestTech innovation. This is especially true in the hunt for measurable alpha where traditional investment data, tools, and systems – and how they are being used – are being questioned as to their true alpha-generating contributions. Advanced technology and data platform architecture are […]
[The explosion of ETFs and ETF issuers is increasingly creating a marketplace quagmire and a growing quandary for investors. ETFs with similar names or objectives can look alike, but may differ significantly in holdings, sector exposure, geographic exposure, weighting methodology, concentration, income characteristics, and risk. Standardized and extremely granular ETF reference data, along with detailed […]
[To understand how modern financial data technology and advanced research are responding to the evolving challenges of portfolio management — and what they mean for the relationship between adviser and client — we spoke with Joseph Wickremasinghe, Executive Director of MSCI Research. Our conversation on InvestTech solution development explores how research and technology come together to support […]
Most newly blended couples handle the logistics fast. You open a joint account, or you don’t. You decide who covers the mortgage and who covers the groceries. Within a few weeks, the financial side of the marriage feels settled. Those decisions are mechanical, and mechanics are the easy part. The harder work is figuring out […]
As Baby Boomers begin passing more of their wealth to the next generation, inherited IRAs are becoming increasingly common. Unlike previous generations, many boomers built much of their retirement wealth through 401(k)s and IRAs rather than relying primarily on traditional pensions. Those retirement accounts are now becoming part of the largest intergenerational wealth transfer in […]