Areas of Focus
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Catholic Values Investing
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Family and Money
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Federal Student Loan Option Analysis
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Having a Baby
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Inherited Wealth
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Insurance
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Investment Management
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Owning a Business
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Private Student Loan Option Analysis
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Public Service Loan Forgiveness (PSLF) Advising
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Retirement Planning
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Saving for College
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Student Loan Advising
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Student Loan Consolidation Assistance
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Student Loan Repayment Plan Advising
About Me
Hi, I'm Michael R. Acosta. With over 9-years of experience in the finance industry, I have focused on helping others create better habits around managing their personal finances to increase the odds of achieving their personal goals.
My clients understand that their responsibility is to continue building their wealth and my responsibility is to help them protect it at all cost. I educate others through having compassion for where they are today and provide them with options on how to achieve their goals personally, professionally, and financially.
By focusing on what we can control today we are able to build an individualized strategy that is not dependent on uncontrollable factors or assumptions, allowing our clients to live the life they love and desire.
My wife Blair and I cherish spending time with family and friends and supporting our communities establishments. We are active members at Our Lady of Grace Catholic Church in Lancaster, SC where I am a 4th degree member of the Knights of Columbus.
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Financial Advisor and Registered Representative of Park Avenue Securities LLC (PAS). OSJ: 6115 Park South Drive, Suite 200, Charlotte, NC 28210. Securities products and advisory services offered through PAS, member FINRA, SIPC. Financial Representative of The Guardian Life Insurance Company of America®(Guardian), New York, NY. Park Avenue Securities is a wholly owned subsidiary of Guardian. Consolidated Planning, Inc. is not an affiliate or subsidiary of PAS or Guardian. CA insurance license # 0M50974. Guardian and PAS do not offer student loans to finance education nor do they offer legal to tax advice. 2022-143040 Exp. 9/24.
Professional Designations
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Certified College Planning Specialist (CCPS)
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CERTIFIED FINANCIAL PLANNER™ Professional
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Certified Student Loan Professional (CSLP)
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Chartered Financial Consultant (ChFC)
Affiliations
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Catholic Financial Planner Network
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CFP Board
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Financial Planning Association
Primary Location
6115 Park South Drive suite 200, Charlotte, NC 28210, USA
Meeting Options
- Video Conference
- In-Person
- Phone
Compensation Methods
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Commissions
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Flat Fee
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Percentage of Assets Managed
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Subscription
What to expect in the first meeting
We treat our first meeting a lot like a "First Date". If you recall what that's like, it can sometimes be uncomfortable, but the goal is to make it to the end in order to determine if we like each other, trust each other, and compatible.
Click the 'Book Intro Call' button above to schedule a complimentary 30-minute introductory phone call.
Offers Investment Management
Yes
About our Firm
EXPERIENCE. INNOVATION. PROCESS.
We are Genesis Wealth Planning, LLC a client relationship group of Consolidated Planning, Inc. We strive to provide comprehensive wealth management services for every stage of your journey. Through a collaborative process, we help maximize the Client’s potential for meeting life goals through financial advice that integrates relevant elements of the Client’s personal and financial circumstances.
Our business is relationship-focused and we take this seriously. Because of this, our team makes every effort to build on those relationships in an effort to provide a client experience that provides you with the confidence that you are working with the right firm.
HOW WE WORK:
Our mission is to get to know and understand your needs, wants, and long-term goals. We want to help you develop, implement, and monitor a strategy that’s designed to address your individual situation.
We understand the challenges families face today. From managing debt to saving for college to retirement, these personal finance challenges can be overwhelming. Our commitment is to utilize all of our resources to help you pursue your goals.
We believe in thinking “out of the box” and we are not afraid to challenge conventional wisdom in our approach to investing and preserving wealth. All of our energy, commitment, and efforts are focused on you, the client, and your satisfaction.
OUR APPROACH:
✅ You never have to go it alone. We approach every client with a blank slate. No preconceived notions of what you need because of what you look like or how much money you have. We understand that everyone is different — and will need a different set of strategies for reaching their financial goals with confidence.
✅ How we approach insurance. Let’s be honest. There are lots of insurance products out there. But, chances are, most of them aren’t right for you. When you sit down with us, we’ll make sure you understand how different types of insurance policies work, how much they cost and why (or why not) they may fit your needs. With no hard sells or complicated jargon. We promise.
✅ How we approach investing. If investing were easy, anyone would be able to make a killing on the stock market. But it’s not. Doing it right takes plenty of hard work and discipline. Not to mention a thorough understanding of investing principles and financial markets. Which is precisely what we bring to bear when we help you come up with a sound investment strategy.
✅ How we approach retirement. Only 23% of workers say they’re very confident about saving enough for a comfortable retirement.* Our job is to make sure you’re one of them. We’ll help you understand how much you should be saving, how you should be investing, and what you might expect to have when you’re ready to stop working. Because the best way to find your way to a successful retirement is to make sure your eyes are wide open.
*Source: Employee Benefit Research Institute’s annual Retirement Confidence Survey, January 2019.
Education
Wingate University Bachelor of Science, Accounting and Economics
Volunteer Experience
Knights of Columbus (4th Degree)
Hobbies and Interests
- Church
- Cooking
- Exercising
- Family
- Football
- Grilling
- Hiking
- Movies
- Music
- Reading
- Relaxing
- Running
- Soccer
- Sports
- Volunteering
- Working Out
Who We Serve
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Attorneys
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Baby Boomers
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Business Owners
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College Graduates
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Contractors
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Couples
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Dentists
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Dual Income Family
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Gen X
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Gen Y / Millennials
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Gen Z
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Healthcare Professionals
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Immigrants
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Intergenerational Families
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Living in Retirement
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Newly Engaged / Newlywed
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Parents
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Physicians
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Real Estate Agents
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Remote Workers
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Technology Professionals
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Young Families
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