Rob and Chris consistently provide timely, apolitical, unemotional commentary on the state of play in US financial markets and how all that can impact an individual investor. Their newsletter is packed with facts and their implications and consistently highlights how government policy impacts various market segments and investment instruments. Their use of graphics to distill enormous volumes of information into understandable patterns to guide individual portfolio management decisions is quite unique. I highly recommend making use of their expertise. They would be a particularly useful resource for those on their wealth building journey through to recent retirees looking to shape their investment portfolio from a build to harvest mode. Regardless of your situation or appetite for risk, you can always work collaboratively with them to make incremental improvements as opportunities present themselves.