Ryan Cravitz, CFP®, RICP®
Turn Your Savings Into Retirement Income
Wealthtender Community Connect helps people discover the best financial advisors for their individual needs through their favorite blogs and podcasts.
Click Here to Learn More
Serving Clients Nationwide
Turn Your Savings Into Retirement Income
Areas of Focus
- Financial Life Planning
- Insurance
- Investment Management
- Retirement Planning
- Social Security Optimization
- Taxes
About Ryan Cravitz, CFP®, RICP®
Hi, I’m Ryan Cravitz. I’m a CFP® professional and Retirement Income Certified Professional® helping people who are retired or getting close to retirement make smart decisions about income, investments, Social Security, taxes, and the years ahead.One of the biggest challenges in retirement is understanding what your savings can actually support. Before retirement, that may mean deciding when you can afford to stop working. After retirement begins, it may mean knowing how much you can spend, which accounts to use, when to claim Social Security, and how taxes may affect those decisions.
My focus is helping you bring those decisions together into a coordinated retirement plan. That may include retirement income planning, tax-aware withdrawal planning, Social Security and pension decisions, investment management, and risk and survivor planning.
After a decade in the financial planning profession, I started Cravitz Financial & Insurance Solutions in 2011 to provide more personalized guidance. Today, I work mainly with diligent savers who want an ongoing retirement planning and investment management relationship rather than one-time advice.
I’m a graduate of San Diego State University with a bachelor’s degree in political science. I also create retirement planning videos on retirement income, Social Security, taxes, Roth conversions, investing, and other decisions that can affect retirees for years to come.
Born and raised in Southern California, I now live in Newport Beach with my wife, Racheal, and our son, Cody. When I’m not helping clients plan for retirement, you can usually find me playing beach volleyball or spending time with my family.
Professional Designations
- CERTIFIED FINANCIAL PLANNER ®
- Retirement Income Certified Professional (RICP)
Affiliations
-
CFP Board
- Financial Planning Association
- The AGC
- Financial Planning Association
Primary Location
500 N. State College Blvd. Suite 1100 Orange, CA 92868
Video
Meeting Options
- Video Conference
- In-Person
- Phone
Compensation Methods
- Fee Based
- One-time Financial Plan
- Percentage of Assets Managed
What to expect in the first meeting
To get started, answer a few quick questions on the Get Started page. This helps me understand your situation, what you are looking for, and whether my ongoing retirement planning and investment management service may be a fit. If it looks like we may be a good fit, you’ll be able to schedule a 45-minute Retirement Strategy Call by Zoom or at my office in Orange County. You do not need to prepare documents for the first conversation. We’ll talk through what matters most to you, answer your initial questions, and decide whether it makes sense to continue.About Cravitz Financial & Insurance Solutions
Cravitz Financial & Insurance Solutions works mainly with individuals and couples who are retired or getting close to retirement and have at least $500,000 in investments.My service is designed for people who want an ongoing retirement planning and investment management relationship and prefer having an advisor help coordinate the moving pieces over time.
Planning may include:
Retirement Income Planning
Tax-Aware Withdrawal Planning
Social Security and Pension Decisions
Investment Management
Risk and Survivor Planning
The aim is to bring income, investments, Social Security, taxes, and risk together into one coordinated retirement plan.
Investment advisory services offered through Brookstone Capital Management, LLC (BCM), a registered investment advisor. BCM and Cravitz Financial & Insurance Solutions are independent of each other. CA Insurance Lic #0C86000
Education
San Diego State University, Bachelor of Arts, Political Science | Mt. San Antonio College Associate's degree
Hobbies and Interests
- Exercising
- Family
- Volleyball
SEC Lookup
View DisclosureWho We Serve
- Baby Boomers
- Corporate Executives
- Dual Income Family
- Gen X
- Intergenerational Families
- Living in Retirement
Wealthtender® is a trusted, independent financial directory and educational resource governed by our strict Editorial Policy, Integrity Standards, and Terms of Use. While we receive compensation from featured professionals (a natural conflict of interest), we always operate with integrity and transparency to earn your trust. Wealthtender is not a client of these providers. Testimonials may not be representative of other clients’ experiences and do not guarantee future performance or success.
We Want Your Voice to be Heard
Wealthtender exists to help people discover trusted and authentic financial professionals and educators who may be a good fit based on their unique needs and circumstances.
Your honest reviews help people decide which financial professionals and educators may be best suited to their individual needs.
The majority of people trust reviews as much as personal recommendations, so what you write in your review should reflect your own opinion and experience.
Tips for Writing a Helpful Review
Be descriptive. Instead of just saying what you like or dislike, share why. What have you enjoyed most or least about your experience with the provider? Have they helped you overcome a difficult financial challenge or strengthened your knowledge about particular money matters? The more details, the better!
Be honest. Your rating and review should reflect your actual experience.
Stay relevant. Ensure your review is helpful to others by avoiding off-topic discussions or personal opinions not relevant to your direct experience.
Make your review easy to read. Reviews should be readable to others. Use proper grammar, avoid excessive capitalization or punctuation, and be sure to check your spelling.
Be yourself. Don’t post as, or pretend to be, someone else, and do not say you’re associated with a person or organization with which you are not.
Be nice. Don’t write abusive, hateful, threatening, or harassing content. Avoid personal threats, hate speech, obscenities, or inflammatory language.
Respect the privacy of others. Don’t post information that can be used to identify another individual or compromise their privacy.
Report abuse. Thank you for helping us ensure reviews on Wealthtender are helpful to everyone. If you suspect possible violations of our guidelines or believe a review is inappropriate, please email support@wealthtender.com with a link to the provider’s profile, indicating the review in question and the reason you believe it violates our guidelines.
Disclaimers
Wealthtender reserves the right to remove reviews that violate its guidelines and/or regulations issued by the Federal Trade Commission, Securities and Exchange Commission, FINRA, and other regulatory agencies. Further, financial advisors are subject to individual firm policies and rules prescribed by federal and state regulators that may result in reviews being removed, not published, or potentially modified upon the documented request submitted by an advisor, compliance officer, or other firm professional to maintain compliance with federal and state regulations.
If you submit a review on Wealthtender, the Federal Trade Commission has issued guidance to ensure you always maintain the right and ability to request reviews be removed from any online review website, including Wealthtender. To request the removal of a review you submitted on Wealthtender, please send an email to support@wealthtender.com using the same email address you utilized when submitting the review. Please include in your email a link to the profile on Wealthtender where your review is published.
In addition to your review being published on Wealthtender, you acknowledge your review may also be published by your financial advisor on their website, social media accounts, and/or profile pages on other directory websites.
The reviews posted on Wealthtender are individual and subjective opinions. The opinions expressed in reviews are those of the reviewer and not of Wealthtender, Inc. Wealthtender does not endorse any of the opinions expressed by reviewers.
Please refer to the Wealthtender terms of service and privacy policy for additional information.
If you have questions or if we can assist with anything at all, please contact us by email at support@wealthtender.com or call us at (512) 540 – 3811.
Thank you for visiting Wealthtender and giving us the opportunity to serve you.
© 2026 Wealthtender, Inc.
