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David Wilson, CFP®

Wealth Management | Investment Management | 401K Rollover Services | Annuities

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Vector Financial Solutions David Wilson, CFP®
Escondido, CA

Serving Clients Nationwide

Wealth Management | Investment Management | 401K Rollover Services | Annuities

(760) 741-3159

Website

Areas of Focus

  • Estate Planning
  • Financial Life Planning
  • Investing
  • Owning a Business
  • Retirement Planning

About Me

David Wilson is a Certified Financial Planner™ based in the Escondido area of San Diego, CA. As a Registered Investment Advisor and Fiduciary, Dave has over 30 years of experience providing financial guidance to clients. Dave strives to uphold the highest standards for investment advisors, with an obligation to put his client's financial interests first. He values integrity and transparency and has built his practice around these tenets.

Dave graduated from UCLA with a degree in Business Economics, with further studies in music and law. He has worked in Escondido and North San Diego County for more than 30 years providing practical, pragmatic financial solutions to investors both locally and throughout the country.

When Dave isn’t in the office, he enjoys boating, skiing, traveling, and spending time with his family.






➕ MY STORY

As a kid, I learned that money and finances were very private. Like politics and religion, they were things you didn’t talk about. That silence probably led to my early interest in finances.
My financial education began at age 13 when I got my first job mowing lawns. I later worked in groves digging irrigation, moved furniture, drove trucks, drove a cab, and even taught teenagers to drive (yikes!). Hard work, but satisfying to have a taste of financial freedom.

In college, I was equally fascinated by music and economics. My degree at UCLA was in Business Economics, but I also pursued music. I was offered a scholarship at USC to continue my music education where the principles of supply and demand kicked in! Opportunities for musicians were scarce, and the supply of great players, strong. I loved music, but that would not be my career.

While in school, I worked at UCLA’s credit union. There, I was introduced to banking, lending, and customer service and began taking night courses in a little- known field called financial planning. I progressed from life insurance to commodities, and finally into the securities field where I earned the Certified Financial Planner™ designation. Shortly into my career, I realized working for a large financial firm wasn’t for me. Big companies pushed mediocre products on consumers, emphasizing “sales” over service, and often made recommendations that were better for the company, but worse for the client! (That’s how they pay for those marble-tiled offices!) That convinced me I would work as an independent advisor – where I could access the latest technology and do what I thought was best without being pressured by a sales manager. And 30+ years later, I’ve never looked back.

Professional Designations

  • Accredited Investment Fiduciary Analyst (AIFA)
  • Certified Divorce Financial Analyst (CDFA)
  • CERTIFIED FINANCIAL PLANNER™ Professional

Primary Location

139 E 3rd Ave, Escondido, CA 92025, USA

Meeting Options

  • Video Conference
  • In-Person
  • Phone
Book Intro Call

Compensation Methods

  • Percentage of Assets Managed

What to expect in the first meeting

Click the 'Book Intro Call' button above to schedule a free 20-minute call. We'll get to know each other, and I'll listen to understand your unique circumstances so we can determine the best way to proceed. I look forward to speaking with you.

Offers Investment Management

Yes

About our Firm

Our mission at Vector is to help business owners, executives, retirees, and divorcees make smarter financial decisions by finding the right financial solutions for their unique situations. Every strategy we recommend is well-researched and objective. Along with extensive experience, we bring some of the finest industry tools and technology available to the task of guiding clients and friends to improved financial outcomes.

✅ Executives: I help analyze company benefits, 401k, options, restricted stock, deferred compensation, and pensions, so you know what you have and how to make the most of it.

✅ Families: I work with attorneys and CPAs to coordinate tax planning and title assets to your trust.

✅ Business Owners: I evaluate your company retirement plan to ensure compliance, cost-efficiency, and proper investment options. I also review insurance.

✅ Divorce: As a Certified Divorce Financial Analyst, I help you transfer assets correctly and make sure you get the money you deserve.

♦♦How am I different?♦♦

1. 30 Years Experience - Unlike advisors who entered financial services as a second career, I knew early that this was what I wanted to do. After 30+ years, there’s not much I haven’t seen.

2. Certified Financial Planner™ - The CFP® designation requires many hours of experience and training beyond that of your average advisor.

3. Independent - Big firm advisors often have a limited list of products they can recommend. I am independent and free to use the products I believe are best to help clients.

4. Active Management - Advisors are now encouraged to send your assets to Third Party Asset Managers rather than overseeing your portfolio themselves. Unfortunately, TPAMs can be costly, less transparent, and offer fewer investment choices.

5. Risk Management - Buy and hold can work over time, but what if your portfolio couldn’t recover from a significant downturn? When needed, I use a risk management strategy to reduce stock exposure when markets get rocky.

6. Fiduciary - By law, a fiduciary must put their client’s interest first. For financial advisors, this means recommending the best product even if that results in less compensation.

Education

University of California, Los Angeles, BA, Business Economics

Badges

Hobbies and Interests

  • Boating
  • Family
  • Skiing
  • Traveling

SEC Lookup

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Who We Serve

  • Baby Boomers
  • Business Owners
  • Corporate Executives
  • Couples
  • Divorce
  • Dual Income Family
  • Living in Retirement
  • Newly Engaged / Newlywed
  • Young Families

To make Wealthtender free for readers, we earn a nominal monthly fee from financial advisors and firms in exchange for marketing services (including being featured on this profile page), subject to terms of use. This compensation creates a natural conflict of interest when we favor their promotion over others. Wealthtender is not a client of these advisors or firms. Testimonials may not be representative of other clients’ experiences and do not guarantee future performance or success.

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