Nick Covyeau, CFP®

I help people over Age 50 pay less in taxes in retirement

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Swell Financial Nick Covyeau, CFP®
Costa Mesa, California

Serving Clients Nationwide

I help people over Age 50 pay less in taxes in retirement

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Areas of Focus

  • Estate Planning
  • Financial Life Planning
  • Investment Management
  • LGBTQ Couples
  • Retirement Planning
  • Money Psychology
  • Prioritizing Money
  • Social Security
  • Taxes

About Me

Hello, I'm Nick Covyeau, a CERTIFIED FINANCIAL PLANNER ™ and founder of Swell Financial located in Costa Mesa, California.

Having spent the first decade of my career proudly serving clients at both large firms like Vanguard and USAA, as well as small private wealth institutions, I ultimately decided to launch my own RIA. I did this so that clients could experience the real depth that actual financial planning, when done to its fullest, has to offer.

I know the frustration of feeling like "just another account" or being "too small" to get the level of attention and planning you truly deserve. I'm an advocate that smaller is better when it comes to the number of clients an Advisor works with and that Advisors can provide more value by being an expert in one space, rather than a generalist.

While the range of my experience in helping people with their finances is quite extensive, I found I do my best work when someone comes to me within 5 to 10 years before retirement. Using this small window before retirement, we can create a strategy of that focuses on helping you pay less in taxes, make smarter, more informed investment decisions, and retire sooner

At Swell, we created a process that begins the work many years before retirement by putting in place proactive tax strategies and learning how to invest smarter.

I’m passionate about helping people live into what's most important to them and build confidence around how they think and feel about money. I'm all about collaborating together in designing a financial plan and making sure your plan is adjusting as your life changes.

After all, your life isn't static, so neither should your financial plan.

I help answer questions like:

• How much money do I need to retire?
• When should I take Social Security?
• How much can I spend in retirement?

• How do I pay less in taxes in my retirement?

What do I do?

✅ Help you discover and take action towards the thing you have always wanted to do when it comes to retirement

✅ Implement a Written Financial Plan that is tailored specifically to getting you closer to your goals

✅ Work together, collaboratively, on an ongoing basis to monitor your progress, and make adjustments where needed.

Professional Designations

  • CERTIFIED FINANCIAL PLANNER™ Professional

Affiliations

  • Fee Only Network
  • Financial Planning Association
  • National Association of Personal Financial Advisors
  • XY Planning Network

Primary Location

150 Paularino Ave Bldg B, Costa Mesa, CA 92626

Meeting Options

  • Video Conference
  • In-Person
  • Phone

Compensation Methods

  • Fee Only
  • Flat Fee
  • One-time Financial Plan
  • Percentage of Assets Managed

What to expect in the first meeting

Tell us about yourself and what you’re looking to accomplish. We’ll share briefly about who we are and how we approach financial planning to determine if we are a good fit.

Offers Investment Management

Yes

About our Firm

✅ No commissions. No conflicts of interest. No compromises.

✅ We lead with planning. Not products

✅ Tax planning included - We'll review your tax returns to look fo opportunities to save and plan for efficiently.

✅ Service Direct from a CFP® Professional - At Swell Financial, you’ll always work directly with a CERTIFIED FINANCIAL PLANNER™ professional.

✅Intentionally Small by design so that we can better serve you

Education

Biola University Crowell School of Business, Bachelor of Business Administration , Management

Badges

Hobbies and Interests

  • Baseball
  • Camping
  • Eating Out
  • Reading
  • Surfing
  • Traveling

Who We Serve

  • Baby Boomers
  • Business Owners
  • Corporate Executives
  • Couples
  • Dual Income Family
  • Educators
  • Gen X
  • Gen Y / Millennials
  • LGBTQ
  • Living in Retirement
  • Single Women

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