Ben Martinek, CFP®, CSLP®, EA, RICP®

Fee-Only Advisor, Bona Fide Finance

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Bona Fide Finance Ben Martinek, CFP®, CSLP®, EA, RICP®
Bismarck, North Dakota

Serving Clients Nationwide

Fee-Only Advisor, Bona Fide Finance

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Areas of Focus

  • Budgeting
  • Financial Life Planning
  • Getting out of Debt
  • Student Loan Advising
  • Taxes

About Me

I’m Ben Martinek, founder of Bona Fide Finance, Latin for “in good faith”. I make the promise to prepare each client for their future according to the standards of good finance and good sense.

I’ve spent years studying personal finance, possessing extensive knowledge in matters of individual tax, debt management (student loans, anyone?), and global investment opportunities offered through the capital markets. Through Bona Fide Finance, I work on a fee-for-service basis, providing comprehensive advice for young families and professionals who are seeking to secure their financial position, accumulate wealth, and optimize lifestyle design.

On the personal side, I’m the fourth of nine children and grew up in rural Indiana. Early in life, I felt strongly moved to serve others and thus attended seminary, graduating with a Bachelor of Arts in philosophy and classical languages. Having once considered an academic career, I continued my philosophy studies and obtained a master’s degree. Upon realizing the challenges with the job market in academia, I sought other career paths, some of which included construction and truck driving–in fact, my wife Deb and I spent the first few years of our marriage as team over-the-road truck drivers, logging over 600,000 miles in the “lower 48,” visiting every metropolitan area and traveling over 90% of the Interstates in the US!—before deciding that financial planning should be the focus of my talents and career efforts.

I work hard, but also relish in the fruit of my labor. In addition to my studies pertaining to finance and philosophy, I also like to garden, hike, make home improvements, and woodwork. I relax by grilling, smoking a pipe, and canoeing the Missouri River. From time to time, I also teach Business Ethics and other financial planning courses at our local university.

Professional Designations

  • Certified Student Loan Professional (CSLP)
  • Enrolled Agent (EA)
  • Retirement Income Certified Professional (RICP)


  • Financial Planning Association
  • National Association of Personal Financial Advisors
  • XY Planning Network

Primary Location

319 Willow Lane, Bismarck, ND 58504, USA

Meeting Options

  • Video Conference
  • In-Person
  • Phone

Compensation Methods

  • Fee Only
  • Flat Fee
  • Hourly Rate
  • Per Session
  • Percentage of Income
  • Subscription

What to expect in the first meeting

Click the 'Book Intro Call' button above to sign up for our waitlist. We would love to work with you - but we are currently putting all inquirers onto a waitlist. We will be taking clients again toward the end of July 2022. You can expect correspondence around that time to schedule an Introductory Meeting.

Offers Investment Management


Offers Tax Preparation


About our Firm

The name “Bona Fide Finance,” Latin for “in good faith,” is no accident. We do not know the future. Though many have tried mightily to penetrate this veil, all of us are limited in this regard. The best any of us can do, then, is be adequately prepared for the myriad options that may take place, keeping in mind at all times that as domesticated as our current living is, it still retains the element of “being wild.”

Thus, we seek to act in good faith, hoping for the best, but recognizing that we too are left alongside the client awaiting the unknown. At Bona Fide Finance, we accept that we cannot predict the future, but we also make the promise in good faith that each client will be best suited for what may come according to the standards of good finance and good sense.


Franciscan University of Steubenville, Master’s Degree, Philosophy | Pontifical College Josephinum, Bachelor's Degree, Philosophy


Hobbies and Interests

  • Canoeing
  • Church
  • Family
  • Gardening
  • Grilling
  • Hiking
  • Sailing
  • Woodworking

Who We Serve

  • Couples
  • Dual Income Family
  • Educators
  • Financial Independence Retire Early (FIRE)
  • Gen X
  • Gen Y / Millennials
  • Parents
  • Young Families

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