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The Wealthtender Guide to

Financial Independence & FIRE Blogs

Achieve Financial Freedom with these Financial Independence Blogs

If working in a traditional 9 to 5 job until your 65th birthday sounds appealing, this guide probably isn’t for you.

But if you dream of having enough income or savings to work on your own terms or retire early, this guide can help you get started on your path to financial freedom.

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Just thinking about how much money it might take to retire comfortably can make us feel like we’ll be working until the day we die. And the diminishing prospect of collecting Social Security payments, relying on a pension or receiving other benefits as we age certainly doesn’t help.

Fortunately, there are more ways to achieve financial independence than ever before and a growing community of like-minded people eager to encourage and support everyone who shares this common interest.

Among the most passionate members of this community are owners of blogs dedicated to helping people achieve financial independence and the growing FIRE (Financial Independence Retire Early) movement.

Whether you’re just starting to chart your path to financial independence or you’re well along the way, you’ll enjoy subscribing to blogs that keep you inspired and motivated on your journey to financial freedom.

Your Guide to the Best Financial Independence and FIRE Blogs

To avoid the frustration of sorting through hundreds of blogs, we prepared this guide to help you more easily find the best financial independence and FIRE blogs for your individual needs and lifestyle.

You’ll find that many of the most popular and newer financial independence and FIRE blogs have a profile page on Wealthtender created by their owners to help you decide if their site is right for you.

Click on a blog preview card below to open its complete profile page on Wealthtender. You’ll find a more detailed description provided by the blog owner, including when the site launched, specific topics they cover, reader reviews, social media accounts and more.

If you like what you see, click the link to view their website and sign up for their subscriber newsletter. This is a great way to decide if their blog is right for you (and easy to unsubscribe if you feel otherwise). Many financial independence and FIRE blogs also have online communities of like-minded readers who come together to share their stories and keep each other motivated to achieve financial freedom.

Blog Owners on the Benefits of Applying a Financial Independence Mindset in Life

We asked owners of several financial independence and FIRE blogs to share in their own words the benefits of applying a financial independence mindset in life. Here are some of our favorites:

Partners in Fire

“Financial Independence isn’t really about the money. It’s about living your dream life, and money is a tool that helps us achieve that.

Although Financial Independence should be for everyone, not everyone has the income or opportunity to completely quit working. That’s why I’m a huge fan of Passion Fire – building your dream life around the things you are passionate about.”

– Melanie Allen

How To FIRE

“Freedom and flexibility are at the center of our journey to financial independence. We only get one life, and we definitely don’t want to spend all of it working! Getting to choose how we spend our time is what motivates us everyday.”

– Sam Hawrylack

Financial Freedom Countdown

“Financial Freedom lets you take back control of your life; you are no longer trading time for money.”

– John

TicTocLife

“FIRE isn’t about escaping FROM work. It’s about the choice to go TO a life you’ve built. We built the life we wanted, then saved for it.”

– TicTocLife

Latestarterfire

“It is never too late to pursue Financial Independence! I woke up in a cold sweat one morning at 47 years old. Why? Because I was worried that I would never be able to retire. I was burnout at work. The thought of working like this for the next 20 years was intolerable. Then I found FIRE concepts and felt I was too old to pursue it but what the heck? Nothing to lose. And now? Now I have a plan to retire at 55 or at the very least, transition to part time work.”

– Latestarterfire

Financial Independence and FIRE illustration for FI blogs guide

EducatorFI Blog

“Pursuing financial independence helped us understand what we really valued in life – and it wasn’t money or stuff. Sure money matters, but only if it helps you live a life that fulfills you. After we started pursuing FI, we unwound our lifestyle inflation, cut our spending by 50%, and enjoy life so much more.”

– Ed

Our Life On FIRE

“The path to financial independence starts with a change in mindset. This change in mindset gives you the drive to obtain goals that you thought may have been out of reach. For our family, achieving FI would allow us to live life to the fullest on our terms, live a meaningful life with more time to pursue fulfilling ventures, and experience true personal freedom.”

– Our Life On FIRE

Engineer Seeking FIRE

“The path to Financial Independence and Early Retirement (FIRE) seems to be really simple. The steps are really easy to understand:

1. Understand why you are seeking FIRE
2. Determine your current financial situation
3. Increase your income
4. Decrease your expenses
5. Create passive income by investing your net income (income – expenses)
6. You will reach FIRE when your passive income is equal to or greater than your expenses

In theory, everybody should be able to understand the above steps and follow them, in order to become financially independent and retire early. But in practice, very few do.”

– Engineer Seeking FIRE

A Chat with Kat

“You simply can’t go wrong with a financial independence mindset. When an emergency happens, would you rather be $500 away from disaster or have a solid financial cushion and some investment income that can tide you over until things get better? Even small amounts of savings can make a massive difference in peace of mind, and there’s nothing better than seeing your money – and your freedom – grow.”

– Kathrin

XRAYVSN

“Like the Phoenix rising from the ashes, you can rise above your debt and become financially independent.”

– Xrayvsn

Fire And Wide (also Michelle!)

“Buying Time For Living Life. That was our driver for retiring early at 43, two years ago now. For us, financial independence is all about giving yourself options and the power to live the life you want. Now sharing our story and experience in the hopes of helping others on their own journey. Life is what you make it, so make it a good one!”

– Michelle, Fire And Wide

Discover Highly Rated and Top Financial Independence and FIRE Blogs

One factor worth considering when evaluating financial independence and FIRE blogs is the reputation they’ve established with their readers. Just as sites like Yelp and TripAdvisor help people find the highest rated restaurants and hotels, Wealthtender helps you learn more about the best financial independence and FIRE blogs based on feedback from their readers.

We encourage blog owners to invite their readers to leave a review on their profile page. When readers post reviews on Wealthtender, you’ll learn why they’re a fan and what they like most to help you decide if the blog is right for you.

If you don’t see ratings for a blog, remember they may have just recently launched, prefer not to ask readers for reviews, are written for a smaller audience, or only recently joined Wealthtender.

Just below, you’ll find a list of financial independence and FIRE blogs that have earned recognition as a Five-Star Financial Freedom Blog based on feedback from their readers.

To qualify for the Five-Star award, a blog must have at least four five-star ratings from its readers on Wealthtender and maintain an overall rating of 4.5 stars or higher.

Five-Star Financial Freedom Blogs:

⭐⭐⭐⭐⭐

The Ambitious Dollar | Profile Page | Website

The Money Monks | Profile Page | Website

Fire and Wide | Profile Page | Website

We update this list regularly when additional blogs qualify for the award.


Top Financial Freedom Blogs include all financial independence and FIRE blogs featured in this guide which were selected by Wealthtender for inclusion based upon the relevance and quality of content available to their readers.

Wealthtender is proud to recognize and celebrate the highly rated and top financial freedom blogs featured in this guide.

Please note that Wealthtender may earn money or receive other benefits from blogs featured on our site and within this guide. Five-star awards are earned based on reader reviews, not compensation to Wealthtender. Learn more about how we operate with integrity to earn your trust by reading our full disclosure policy at wealthtender.com/integrity/.


We’re Here for You

Need additional help finding the right financial freedom blogs for you?

Send an email to yourfriends@wealthtender.com to let us know what you’re looking for and we’ll get to work! You can also search the Wealthtender Personal Finance Blog Directory to find the best blogs for your individual needs.

Want to be among the first to know when we launch additional guides and financial resources on Wealthtender?

You can sign up for our weekly newsletter to receive useful money tips and we’ll let you know when we roll out new features on Wealthtender.

Are you a personal finance blog owner interested in joining Wealthtender?

Please email yourfriends@wealthtender.com or click here to create your profile page and join today.

Featured Financial Independence Blogs

Wealthtender may earn money or receive other benefits from personal finance blogs featured on our site and within this guide. Learn more about how we operate with integrity to earn your trust by reading our full disclosure policy at https://wealthtender.com/integrity/.

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