There’s nothing like a crisp morning, a hot cup of coffee, and a great read. Visualizing what your life in retirement will look like is another relaxing activity—perhaps during a stressful workday!

Combining the two activities can go a long way toward planning for your retirement. There are many publications, podcasts, and videos out there these days to help us figure out our retirement journey. And there are so many topics, aren’t there?

Investments, taxes, Social Security & Medicare, estate planning, and insurance are just some areas on the minds of retirement savers and the financial advisors serving as guides to help their clients enjoy a comfortable retirement.

Here are several popular retirement planning books to help you make smarter financial choices when preparing for your golden years, including books written by financial professionals in the Wealthtender community.

The Bogleheads’ Guide to Retirement Planning (Larimore)

“The Bogleheads” are investors who adhere to the simple yet profound wisdom of John C. Bogle, founder of Vanguard Group. Some of the key tenets of retirement planning, per the Bogleheads, are to keep investment costs low, simplify your financial life, know which account types to maximize first, and insure against the inevitable setbacks along your journey. This book is a great read for beginners looking for a no-nonsense take on how to get started preparing for your life after work.

The Little Book of Common Sense Investing (Bogle)

You can learn about retirement straight from the horse’s mouth, too. Bogle wrote several editions of this classic read before his passing in 2019. Dubbed an investing “Bible” by some, Jack’s words offer everyday folks the keys to getting the most out of investment dollars. The “buy and hold” approach is a time-tested method for building long-term wealth, according to the author.

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The New Retirement Savings Time Bomb (Slott)

Diving deeper into the nuances of retirement planning, we can look to one of the world’s foremost experts, Ed Slott, on a complex topic for retail investors and professional advisors alike: tax planning. Understanding the tax code can be a tricky proposition. It seems lawmakers are constantly changing things around. Slott is regarded as among the most knowledgeable financial professionals on the topic of IRAs. This book can help you take control of your financial portfolio, avoid unnecessary taxes, and mitigate risks. You might know Ed from his many appearances on public television and financial networks. He is a frequent contributor to many popular investment publications, as well.

More Than Money (Castelli, Due, Schulte)

The book “More Than Money” emphasizes that money is not the sole key to a fulfilling life. Instead, it shows us how we can use money as a tool to achieve our goals, support our vision, and enhance our enjoyment, as well as prepare for life’s tough challenges.

The authors of this book are true professionals and experts in their financial fields and provide some invaluable insights into financial planning. They have also gone beyond sharing financial advice by donating all the book’s net proceeds to two non-profit organizations dedicated to helping people gain access to financial planning resources.

Learn More: A Book Review of ‘More Than Money’: Real Life Financial Planning Stories and a Guide to Prosperity

Retirement Planning Guidebook (Pfau)

Wade Pfau is one of the preeminent retirement researchers. As a Professor of Retirement Income, holding a Ph.D. and the CFA Charter, Pfau’s insights into complex areas such as annuities, investments, and insurance are sought by even the savviest financial advisors. In this book, Pfau explains in plain English how people can understand their personal retirement income style. The author then dives into how to strategize Social Security benefits. The alphabet soup that is Medicare is outlined, along with how best to approach finding health coverage in retirement.

Happy Money: The New Science of Smarter Spending (Dunn)

Retirement planning isn’t all about the numbers. An often-overlooked aspect of preparing for the drawdown phase is knowing what kinds of spending habits make you happy. It’s a sad situation when someone saves and saves throughout their working years, but then never figures out what expenditures bring joy. After all, retirement is said to be “funded contentment,” says Brian Portnoy, author of The Geometry of Wealth. Elizabeth Dunn and Dr. Michael Norton, who penned Happy Money, go through the science of spending to optimize pleasure. (View on Amazon)

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The Psychology of Money (Housel)

Among the most prolific and captivating financial writers of our time is unquestionably Morgan Housel. In this 2020 work, he powerfully uses stories to demonstrate tried and true methods of earning, saving, and investing money. You might be surprised at how easy it is to build a solid portfolio through the decades. As the title suggests, human psychology plays a pivotal role in how we behave financially. Equipped with the knowledge Housel provides, you can better understand what true wealth means to you.

Can I Retire? (Piper)

Rounding out our list is a classic by Mike Piper. Without using technical jargon, readers will understand how to use annuities to minimize what might be the biggest fear of retirees: outliving their money. This book also helps retirement savers know how much they will need to fund their future needs. A key question is also addressed: Should you save in a Roth or Traditional IRA? Finally, asset allocation strategies and tax tips can aid even the most seasoned investor. Piper’s CPA background comes through, and your eyes will not be glazed over!

These titles are just a few of so many resources advisors and individual investors can use to learn about both the basics of retirement saving and advanced financial planning strategies. In a world with growing complexity when it comes to investing and planning, it is imperative to stay abreast of the latest rules and trends. At the same time, however, there are classic reads that stand the test of time.

Find Your Next Financial Advisor on Wealthtender

Beyond picking up a great retirement planning book, hiring a financial advisor can be a smart way to make the transition from your career into your golden years.

📍 Click on a pin in the map view below for a preview of financial advisors who can help you reach your money goals with a personalized plan. Or choose the grid view to search our directory of financial advisors with additional filtering options.