Your Sandoz Benefits & Career: Retirement Planning for Employees and Executives

Do you work at Sandoz? Get the resources you need and expert insights from financial professionals who specialize in helping Sandoz employees make the most of their compensation package and benefits to achieve their retirement goals.

Whether you’re a new Sandoz employee or you’ve moved up the ranks into a management or executive leadership role over a multi-year career, it’s important to make smart money moves with your income and employee benefits. For example:

✅ Do you know the right moves to make with your Sandoz benefits to save enough to afford a comfortable retirement?

✅If you’re thinking about retiring from Sandoz in a few years, are you taking the right steps today to ensure you will receive all of the compensation and benefits that you’ve earned?

Get the Most Value from Your Sandoz Benefits and Compensation Package

Throughout the year, Sandoz provides its employees and executives with updates about their benefits ranging from health insurance and health savings plans to retirement plans like a 401(k), deferred compensation plans, and stock options. While the company offers many useful resources and access to knowledgeable staff who can assist with questions, you’ll also find financial professionals not affiliated with Sandoz who specialize in helping Sandoz employees make the most of their income and benefits to achieve their retirement goals.

Whether you work in the Sandoz headquarters in West Princeton, New Jersey, another office location around the country, or remotely from home, you may have questions about your compensation package and benefits better suited for a retirement planner who can offer unbiased advice and guidance.

For example, sensitive topics like deciding when you should plan to retire are all conversations that may be more comfortable with a trusted financial advisor.

💡 In the Q&A below, you’ll gain insights from financial advisors who work with Sandoz employees to help them make smart decisions to get the most value from their compensation and benefits, reduce their money stress, and prepare for a comfortable retirement.

🙋‍♀️ Do you have questions not yet answered? Use the form below to submit questions anonymously and watch this article for updates with answers to your questions. You can also reach out to the financial advisors below to set up an introductory call or contact them with your questions by email.

💸 Smart Money Insights for Sandoz Employees & Executives

This page is organized into sections to help you quickly find the information you need and get answers to your questions:

1. Q&A: Retirement Planning Tips for Sandoz Employees & Executives
2. Get Answers to Your Questions About Your Sandoz Benefits and Career
3. Quick Facts & Resources for Sandoz Employees
4. Browse Related Articles

Q&A: Retirement Planning Tips for Sandoz Employees & Executives

Answers to Employee Questions with Mark Shemtob, CFP, FSA

Mark Shemtob is a retirement planner based in Denville, New Jersey who specializes in offering financial planning services to Sandoz employees. Mark helps his clients get the most value from their Sandoz benefits and compensation package so they can reach their goals to enjoy a comfortable retirement.

Q: As a financial advisor with experience helping Sandoz employees save for their retirement, how do you help them make the most of their employee benefits?

Mark: Specialize working with employees near retirement in analyzing different approaches to secure a sustainable retirement income.

Q: When you first speak with a Sandoz employee, what questions do you like to ask to better understand their unique circumstances and determine how you can best help them achieve their goals?

Mark: Questions include:

• What guaranteed income do you expect in addition to Social Security?
• Are you single, or have a spouse or partner?
• How is your health?
• What funds have you saved for retirement?
• Do you have long-term care insurance?
• What are your legacy goals?
• Have you established a budget for your retirement needs?
• Are your wills, POAs, and Health care directives up-to-date?

Q: Is there a particular benefit available to Sandoz employees you feel isn’t as well utilized or understood by employees as it should be?

Mark: The ability to get expert advice on an hourly basis which is far less expensive than paying for assets under management fees as well as more objective.

Q: Beyond Sandoz employee benefits for retirement savings, are there other types of benefits offered by the company that you find valuable to discuss with your clients (e.g., stock, education savings, health savings)?

Mark: As an actuary, I consider and plan for risks that retirees must consider; longevity, investment, inflation, healthcare, and liquidity.

Q: For Sandoz employees thinking about leaving the company to accept a job elsewhere, what actions do you recommend they take before resigning and shortly thereafter?

Mark: Focus on retirement needs.

Q: For Sandoz employees who have managed their finances on their own to this point, what would you suggest they consider to help them decide if they should begin working with a financial advisor at this stage in their lives?

Mark: It is important to engage with an expert fiduciary to make sure that all potential risks are being considered.

Q: What are some of the unique financial planning challenges you commonly see among your clients who are Sandoz employees and how do you help them overcome these obstacles?

Mark: When to start Social Security and how to establish a guaranteed income to cover fixed expenses.

Q: What questions do you recommend Sandoz employees ask financial advisors they’re considering hiring to help them decide if they’re a good fit?

Mark: Are you a fiduciary, and what are your fees?

Q: Is there anything that comes up frequently in your initial meeting with Sandoz employees that surprises you?

Mark: Find each individual has a combination of unique circumstances.

Q: For highly compensated Sandoz employees and executives, are there any special benefits you believe it’s important to take into consideration when preparing their financial plan?

Mark: Tax considerations, employer stock issues, and legacy desires.

Get to Know Mark Shemtob, Retirement Planner for Sandoz Employees:

View Mark’s profile page on Wealthtender or visit his website to learn more.

Quick Facts & Resources for Sandoz Employees

Sandoz Quick Facts & Resources	Details / Useful Links
Sandoz Corporate Headquarters Address	100 College Rd. West Princeton, NJ 08540, USA (📍 Google Maps)
How much do Sandoz employees Make?	View Sandoz Salary Research on Glassdoor
What is the ticker symbol for Sandoz stock?	Sandoz is an affiliate of Novartis, ticker symbol: NVS.

🙋‍♀️ Have Questions About Your Sandoz Benefits or Career?

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